Vitals
  • Total Assets
    109.4M 9.9 %
  • Total Deposits
    100.1M 11.4 %
  • Total Net Loans
    87.7M 9.9 %
  • Net Income
    1.3M 85.9 %
  • Book Value
    8.9M 4.6 %
  • Book Value x2
    17.8M 4.6 %
  • Book Value x3
    26.7M 4.6 %
ROAA

1.208

ROAE

14.497

Efficiency Ratio

71.086

Net Interest Margin

4.142

Balance Sheet Highlights
Financial Highlights Granite Community Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 109,446 147,703
Total Net Loans 87,698 97,223
Total Deposits 100,086 126,600
Total Equity 8,894 15,565
Profitability
Net Income 1,255 1,683
Return on Average Assets 1.208 1.08
Return on Average Equity 14.497 9.905
Net Interest Margin 4.142 3.845
Efficiency Ratio 71.086 68.21
Noninterest Income/Revenue 15.793 13.68
Balance Sheet Ratios
Loan-to-Deposit 87.623 75.205
Securities/Assets .052 .174
Total Equity/Total Assets .081 .105
Tangible Equity/Tangible Assets .08 .103
Capital Adequacy
Tier 1 Common Capital 8,835 15,225
Tier 1 Capital 8,835 15,232
Tier 2 Capital 1,052 1,135
Total Capital 9,887 16,386
Total Risk Weighted Assets 84,120 105,251
Leverage Ratio 8.32 10.475
Common Equity Tier 1 Capital Ratio 10.5 15.3
Tier 1 Capital Ratio 10.5 15.308
Total Capital Ratio 11.75 16.398

Timeline for Granite Community Bank

Cedar Rapids Hospitality Partners, Llc

Cedar Rapids Hospitality Partners, Llc became a new subsidiary organization for Granite Community Bank.

View Profile Jul 08 2004

First Bancshares, Inc., Of Cold Spring

First Bancshares, Inc., Of Cold Spring became a new parent organization for Granite Community Bank.

View Profile Dec 29 1987

Granite Community Bank

Granite Community Bank was established 122 years ago and is currently headquartered in Cold Spring, MN.

Jan 01 1902
Relationships Role Relationship Start Relationship End
First Bancshares, Inc., Of Cold Spring Parent 12/29/1987
Cedar Rapids Hospitality Partners, Llc Subsidary 7/8/2004 9/30/2005
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