Vitals
  • Total Assets
    179.6M -3.3 %
  • Total Deposits
    143.8M -0.5 %
  • Total Net Loans
    140.4M -5.1 %
  • Net Income
    1.2M -30.8 %
  • Book Value
    15.0M -1.5 %
  • Book Value x2
    29.9M -1.5 %
  • Book Value x3
    44.9M -1.5 %
ROAA

.85

ROAE

10.545

Efficiency Ratio

64.331

Net Interest Margin

3.615

Balance Sheet Highlights
Financial Highlights Grafton State Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 179,592 173,803
Total Net Loans 140,437 130,933
Total Deposits 143,834 141,853
Total Equity 14,962 17,940
Profitability
Net Income 1,156 1,604
Return on Average Assets .85 1.088
Return on Average Equity 10.545 10.352
Net Interest Margin 3.615 3.793
Efficiency Ratio 64.331 63.202
Noninterest Income/Revenue 11.192 8.163
Balance Sheet Ratios
Loan-to-Deposit 97.638 89.094
Securities/Assets .131 .565
Total Equity/Total Assets .083 .103
Tangible Equity/Tangible Assets .083 -.193
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 15,051 17,170
Tier 2 Capital 1,741 1,456
Total Capital 16,792 18,623
Total Risk Weighted Assets 138,854 136,736
Leverage Ratio 8.45 10.393
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.84 13.575
Total Capital Ratio 12.09 14.653

Timeline for Grafton State Bank

Lincoln State Bank

Grafton State Bank was acquired by Lincoln State Bank 16 years

View Profile Nov 12 2007

Community Financial Group Mortgage, Inc.

Community Financial Group Mortgage, Inc. became a new subsidiary organization for Grafton State Bank.

View Profile Apr 17 2001

Gsb Investments, Inc.

Gsb Investments, Inc. became a new subsidiary organization for Grafton State Bank.

View Profile Aug 01 1996

Merchants Merger Corp.

Merchants Merger Corp. became a new parent organization for Grafton State Bank.

View Profile Oct 30 1992

Grafton State Bank

Grafton State Bank was established 117 years ago and is currently headquartered in Grafton, WI.

Jan 01 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Lincoln State Bank Buyer 1,293,565 Pooling of Interests Discontinued 11/12/2007
Relationships Role Relationship Start Relationship End
Merchants Merger Corp. Parent 10/30/1992 11/11/2007
Gsb Investments, Inc. Subsidary 6/30/2007 11/11/2007
Gsb Investments, Inc. Subsidary 8/1/1996 6/29/2007
Community Financial Group Mortgage, Inc. Subsidary 4/17/2001 10/21/2003
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