Efficiency Ratio Over Time
Efficiency Ratio Grafton State Bank All Insured Commercial Banks in Wisconsin
09-30-2007 64.331 63.202
06-30-2007 63.895 63.378
03-31-2007 64.094 64.367
12-31-2006 59.724 61.731
09-30-2006 59.575 61.747
06-30-2006 60.574 61.945
03-31-2006 61.103 62.779
12-31-2005 52.776 60.069
09-30-2005 52.303 59.352
06-30-2005 51.805 59.38
03-31-2005 51.684 59.752
12-31-2004 54.023 60.098
09-30-2004 52.34 59.832
06-30-2004 54.968 60.146
03-31-2004 57.697 60.922
12-31-2003 44.557 58.682
09-30-2003 42.081 57.501
06-30-2003 42.664 57.293
03-31-2003 46.238 57.665
12-31-2002 49.488 57.451