Grafton State Bank
Grafton, WI — Domestic Branch of a Domestic Bank
Acquired Nov 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Grafton State Bank | All Insured Commercial Banks in Wisconsin |
Interest and Fees on Loans | 7,704 | 7,342 |
Income from Lease Financing Receivables | — | 2,225 |
— | 121 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 58 |
Income on Loans and Leases (TE) | 7,704 | 7,374 |
Investment Interest Income (TE) | 855 | 1,067 |
Total Interest Income (TE) | 8,776 | 8,552 |
Total Interest Expense | 4,098 | 4,107 |
Net Interest Income (TE) | 4,678 | 4,397 |
Non-Interest Income | 1,106 | 760 |
Adjusted Operating Income (TE) | 5,784 | 5,177 |
Non-interest Expense | 3,721 | 3,164 |
Provision for Loan & Lease Losses | 260 | 760 |
Pretax Operating Income (TE) | 1,803 | 3,733 |
Pretax Net Operating Income (TE) | 1,803 | 3,768 |
Applicable Income Taxes | 541 | 2,091 |
Net Operating Income | 1,156 | 1,604 |
Net Income | 1,156 | 1,604 |
Cash Dividends Declared | 500 | 2,009 |
Retained Earnings | 656 | 3,288 |