Vitals
  • Total Assets
    36.8M -0.1 %
  • Total Deposits
    33.9M -0.2 %
  • Total Net Loans
    13.8M -14.5 %
  • Net Income
    271000.0000 16.8 %
  • Book Value
    2.8M 1.2 %
  • Book Value x2
    5.6M 1.2 %
  • Book Value x3
    8.4M 1.2 %
ROAA

.731

ROAE

9.738

Efficiency Ratio

71.302

Net Interest Margin

3.972

Balance Sheet Highlights
Financial Highlights Gibson Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 36,824 84,664
Total Net Loans 13,796 53,022
Total Deposits 33,854 69,281
Total Equity 2,809 8,724
Profitability
Net Income 271 1,129
Return on Average Assets .731 1.217
Return on Average Equity 9.738 11.799
Net Interest Margin 3.972 3.893
Efficiency Ratio 71.302 60.721
Noninterest Income/Revenue 6.697 10.733
Balance Sheet Ratios
Loan-to-Deposit 40.752 73.679
Securities/Assets .429 .467
Total Equity/Total Assets .076 .103
Tangible Equity/Tangible Assets .072 .048
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,654 8,005
Tier 2 Capital 116 646
Total Capital 2,770 8,643
Total Risk Weighted Assets 20,400 57,992
Leverage Ratio 7.2 9.675
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.01 14.733
Total Capital Ratio 13.58 15.845

Timeline for Gibson Savings Bank

Patriot Bank

Gibson Savings Bank was acquired by Patriot Bank 20 years

View Profile Jan 02 2004

Gibson Investment Company

Gibson Investment Company became a new parent organization for Gibson Savings Bank.

View Profile Sep 10 1979

Gibson Savings Bank

Gibson Savings Bank was established 112 years ago and is currently headquartered in Gibson, IA.

Oct 01 1912
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Patriot Bank Buyer 53,946 Pooling of Interests Discontinued 1/2/2004
Relationships Role Relationship Start Relationship End
Gibson Investment Company Parent 8/24/1994 1/1/2004
Gibson Investment Company Parent 9/10/1979 8/23/1994
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