Vitals
  • Total Assets
    249.0M -7.8 %
  • Total Deposits
    217.1M -8.6 %
  • Total Net Loans
    139.5M -19.6 %
  • Net Income
    538000.0000 77.0 %
  • Book Value
    23.9M -5.8 %
  • Book Value x2
    47.9M -5.8 %
  • Book Value x3
    71.8M -5.8 %
ROAA

1.034

ROAE

11.483

Efficiency Ratio

46.429

Net Interest Margin

5.398

Balance Sheet Highlights
Financial Highlights Gateway Bank & Trust All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 249,029 204,442
Total Net Loans 139,463 122,569
Total Deposits 217,136 177,533
Total Equity 23,949 19,223
Profitability
Net Income 538 440
Return on Average Assets 1.034 .383
Return on Average Equity 11.483 2.59
Net Interest Margin 5.398 3.832
Efficiency Ratio 46.429 79.256
Noninterest Income/Revenue 8.125 14.649
Balance Sheet Ratios
Loan-to-Deposit 64.228 68.262
Securities/Assets .147 .18
Total Equity/Total Assets .096 .094
Tangible Equity/Tangible Assets .09 .093
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,101 17,678
Tier 2 Capital 854 1,615
Total Capital 22,955 19,340
Total Risk Weighted Assets 153,443 133,192
Leverage Ratio 8.82 9.239
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.4 14.627
Total Capital Ratio 14.96 15.865

Timeline for Gateway Bank & Trust

First Volunteer Bank

Gateway Bank & Trust was acquired by First Volunteer Bank 11 years

View Profile Sep 15 2012

First Volunteer Corporation

First Volunteer Corporation became a new parent organization for Gateway Bank & Trust.

View Profile Apr 16 2012

Gateway Bank & Trust

Gateway Bank & Trust was established 27 years ago and is currently headquartered in Ringgold, GA.

Apr 21 1997

Gateway Bancshares, Inc.

Gateway Bancshares, Inc. became a new parent organization for Gateway Bank & Trust.

View Profile Apr 21 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Volunteer Bank Buyer 926,279 Pooling of Interests Discontinued 9/15/2012
Relationships Role Relationship Start Relationship End
First Volunteer Corporation Parent 4/16/2012 9/14/2012
Gateway Bancshares, Inc. Parent 4/21/1997 4/15/2012
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