Vitals
  • Total Assets
    89.2M 6.3 %
  • Total Deposits
    79.0M 11.3 %
  • Total Net Loans
    78.9M 4.6 %
  • Net Income
    1.6M 8.3 %
  • Book Value
    10.0M -0.6 %
  • Book Value x2
    19.9M -0.6 %
  • Book Value x3
    29.9M -0.6 %
ROAA

2.455

ROAE

21.732

Efficiency Ratio

47.527

Net Interest Margin

4.325

Balance Sheet Highlights
Financial Highlights Friona State Bank, N.A. All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 89,190 218,251
Total Net Loans 78,908 124,899
Total Deposits 79,005 185,073
Total Equity 9,952 23,355
Profitability
Net Income 1,619 1,531
Return on Average Assets 2.455 .924
Return on Average Equity 21.732 8.777
Net Interest Margin 4.325 4.128
Efficiency Ratio 47.527 71.344
Noninterest Income/Revenue 9.991 13.902
Balance Sheet Ratios
Loan-to-Deposit 99.877 64.766
Securities/Assets .21
Total Equity/Total Assets .112 .107
Tangible Equity/Tangible Assets .103 .103
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,148 20,992
Tier 2 Capital 824 1,589
Total Capital 9,972 22,586
Total Risk Weighted Assets 80,358 137,325
Leverage Ratio 10.44 10.152
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.38 17.236
Total Capital Ratio 12.41 18.346

Timeline for Friona State Bank, N.A.

Interbank

Friona State Bank, N.A. was acquired by Interbank 13 years

View Profile Dec 31 2010

Interbank Agricultural Credit Corporation

Interbank Agricultural Credit Corporation became a new subsidiary organization for Friona State Bank, N.A..

View Profile Aug 15 2002

Olney Bancorp Of Delaware, Inc.

Olney Bancorp Of Delaware, Inc. became a new parent organization for Friona State Bank, N.A..

View Profile Oct 01 2001

Prairie Insurance Agency

Prairie Insurance Agency became a new subsidiary organization for Friona State Bank, N.A..

View Profile Jan 01 1997

Plainscapital Corporation

Plainscapital Corporation became a new parent organization for Friona State Bank, N.A..

View Profile Oct 03 1995

Want to see more?

Complete timeline for Friona State Bank, N.A. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Interbank Buyer 2,889,348 Pooling of Interests Discontinued 12/31/2010
Relationships Role Relationship Start Relationship End
Olney Bancorp Of Delaware, Inc. Parent 10/1/2001 12/30/2010
Plainscapital Corporation Parent 10/3/1995 9/30/2001
Friona Bancorporation Parent 5/13/1975 10/2/1995
Interbank Agricultural Credit Corporation Subsidary 6/30/2007 12/30/2010
Interbank Agricultural Credit Corporation Subsidary 8/15/2002 6/29/2007
Prairie Insurance Agency Subsidary 1/1/1997 4/9/2000
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