Efficiency Ratio Over Time
Efficiency Ratio Friona State Bank, N.A. All Insured Commercial Banks in Texas
09-30-2010 47.527 71.344
06-30-2010 48.36 71.672
03-31-2010 47.615 72.124
12-31-2009 45.533 72.899
09-30-2009 46.859 71.928
06-30-2009 48.17 72.628
03-31-2009 45.224 71.399
12-31-2008 47.201 70.933
09-30-2008 47.221 69.839
06-30-2008 47.823 70.152
03-31-2008 45.017 69.753
12-31-2007 46.269 68.047
09-30-2007 47.261 66.762
06-30-2007 48.03 66.933
03-31-2007 47.94 66.629
12-31-2006 45.36 66.288
09-30-2006 44.63 64.993
06-30-2006 46.567 65.249
03-31-2006 46.211 65.978
12-31-2005 55.364 67.153
09-30-2005 56.699 66.756
06-30-2005 59.126 67.031
03-31-2005 59.429 67.486
12-31-2004 60.039 69.184
09-30-2004 60.114 68.305
06-30-2004 61.069 68.807
03-31-2004 60.812 69.055
12-31-2003 60.332 69.41
09-30-2003 58.977 68.526
06-30-2003 59.236 68.452
03-31-2003 58.06 68.632
12-31-2002 66.559 67.534