Vitals
  • Total Assets
    87.5M 7.7 %
  • Total Deposits
    75.4M 6.4 %
  • Total Net Loans
    75.3M 23.6 %
  • Net Income
    1.1M 63.4 %
  • Book Value
    11.2M 16.0 %
  • Book Value x2
    22.3M 16.0 %
  • Book Value x3
    33.5M 16.0 %
ROAA

1.722

ROAE

13.575

Efficiency Ratio

47.31

Net Interest Margin

5.252

Balance Sheet Highlights
Financial Highlights Franklin Bank All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 87,456 710,094
Total Net Loans 75,287 424,841
Total Deposits 75,391 554,434
Total Equity 11,159 67,441
Profitability
Net Income 1,085 13,898
Return on Average Assets 1.722 1.16
Return on Average Equity 13.575 12.106
Net Interest Margin 5.252 3.905
Efficiency Ratio 47.31 67.202
Noninterest Income/Revenue 1.623 18.736
Balance Sheet Ratios
Loan-to-Deposit 99.862 77.611
Securities/Assets .046 .71
Total Equity/Total Assets .128 .095
Tangible Equity/Tangible Assets .128 .01
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,213 55,666
Tier 2 Capital 974 6,995
Total Capital 12,187 61,092
Total Risk Weighted Assets 77,893 407,116
Leverage Ratio 12.82 9.741
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.4 14.381
Total Capital Ratio 15.65 15.416

Timeline for Franklin Bank

Interchange Bank

Franklin Bank was acquired by Interchange Bank 18 years

View Profile Oct 14 2005

Franklin Bank

Franklin Bank was established 23 years ago and is currently headquartered in Nutley, NJ.

Oct 19 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Interchange Bank Buyer 1,566,192 Acquisition Discontinued 10/14/2005
Relationships Role Relationship Start Relationship End
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