Efficiency Ratio Over Time
Efficiency Ratio Franklin Bank All Insured Commercial Banks in New Jersey
09-30-2005 47.31 67.202
06-30-2005 47.736 65.906
03-31-2005 51.177 66.772
12-31-2004 60.594 67.556
09-30-2004 63.49 67.43
06-30-2004 65.771 68.24
03-31-2004 69.403 68.983
12-31-2003 70.94 70.163
09-30-2003 72.21 70.632
06-30-2003 76.563 69.756
03-31-2003 81.98 70.823
12-31-2002 98.349 71.543