Vitals
  • Total Assets
    307.3M 7.0 %
  • Total Deposits
    272.6M 10.4 %
  • Total Net Loans
    251.1M 16.6 %
  • Net Income
    1.9M 32.4 %
  • Book Value
    30.4M -15.6 %
  • Book Value x2
    60.7M -15.6 %
  • Book Value x3
    91.1M -15.6 %
ROAA

1.238

ROAE

12.959

Efficiency Ratio

61.65

Net Interest Margin

4.164

Balance Sheet Highlights
Financial Highlights Florida Traditions Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 307,251 430,594
Total Net Loans 251,068 270,184
Total Deposits 272,624 358,600
Total Equity 30,355 45,283
Profitability
Net Income 1,903 1,267
Return on Average Assets 1.238 .548
Return on Average Equity 12.959 5.311
Net Interest Margin 4.164 3.559
Efficiency Ratio 61.65 81.131
Noninterest Income/Revenue 22.077 13.303
Balance Sheet Ratios
Loan-to-Deposit 92.093 73.86
Securities/Assets .041 .18
Total Equity/Total Assets .099 .105
Tangible Equity/Tangible Assets .098 .102
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 29,137 40,287
Tier 2 Capital 3,737 3,253
Total Capital 32,874 43,618
Total Risk Weighted Assets 298,104 282,506
Leverage Ratio 9.42 9.899
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.77 15.212
Total Capital Ratio 11.03 16.405

Timeline for Florida Traditions Bank

Centennial Bank

Florida Traditions Bank was acquired by Centennial Bank 9 years

View Profile Jul 18 2014

Providence Bank

Acquisition: Florida Traditions Bank acquired a new subsidiary, Providence Bank, 15 years

View Profile May 30 2009

Florida Traditions Bank

Florida Traditions Bank was established 16 years ago and is currently headquartered in Dade City, FL.

Dec 10 2007
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Centennial Bank Buyer 9,751,545 Acquisition Discontinued 7/18/2014
Providence Bank Seller 50,312 Acquisition Discontinued 5/30/2009
Relationships Role Relationship Start Relationship End
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