Vitals
  • Total Assets
    868.8M 56.7 %
  • Total Deposits
    674.6M 43.5 %
  • Total Net Loans
    720.7M 53.1 %
  • Net Income
    944000.0000 -45.6 %
  • Book Value
    98.3M 71.0 %
  • Book Value x2
    196.6M 71.0 %
  • Book Value x3
    295.0M 71.0 %
ROAA

.991

ROAE

9.07

Efficiency Ratio

53.57

Net Interest Margin

3.098

Balance Sheet Highlights
Financial Highlights Florida Choice Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 868,805 270,124
Total Net Loans 720,729 196,029
Total Deposits 674,640 210,720
Total Equity 98,325 29,972
Profitability
Net Income 944 1,113
Return on Average Assets .991 .807
Return on Average Equity 9.07 8.101
Net Interest Margin 3.098 3.6
Efficiency Ratio 53.57 96.573
Noninterest Income/Revenue 4.711 8.672
Balance Sheet Ratios
Loan-to-Deposit 106.832 91.161
Securities/Assets .02 .31
Total Equity/Total Assets .113 .111
Tangible Equity/Tangible Assets .059 -.028
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 51,411 26,553
Tier 2 Capital 4,326 2,661
Total Capital 55,737 29,255
Total Risk Weighted Assets 792,774 213,147
Leverage Ratio 6.07 12.894
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 6.48 16.849
Total Capital Ratio 7.03 18.021

Timeline for Florida Choice Bank

Rbc Bank (Usa)

Florida Choice Bank was acquired by Rbc Bank (Usa) 16 years

View Profile Apr 12 2008

Rbc Bancorporation (Usa)

Rbc Bancorporation (Usa) became a new parent organization for Florida Choice Bank.

View Profile Feb 23 2008

Public Bank

Acquisition: Florida Choice Bank acquired a new subsidiary, Public Bank, 16 years

View Profile Jun 16 2007

Alabama National Bancorporation

Alabama National Bancorporation became a new parent organization for Florida Choice Bank.

View Profile Apr 03 2006

Florida Choice Mortgage Services, Inc.

Florida Choice Mortgage Services, Inc. became a new subsidiary organization for Florida Choice Bank.

View Profile Jun 01 2005

Want to see more?

Complete timeline for Florida Choice Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Rbc Bank (Usa) Buyer 27,169,497 Acquisition Discontinued 4/12/2008
Public Bank Seller 431,897 Pooling of Interests Discontinued 6/16/2007
Relationships Role Relationship Start Relationship End
Rbc Bancorporation (Usa) Parent 2/23/2008 4/11/2008
Alabama National Bancorporation Parent 4/3/2006 2/22/2008
Florida Choice Bankshares, Inc. Parent 1/1/2005 4/2/2006
Florida Choice Mortgage Services, Inc. Subsidary 6/1/2005 3/31/2006
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