Vitals
  • Total Assets
    146.4M -2.0 %
  • Total Deposits
    125.8M -1.6 %
  • Total Net Loans
    84.2M -7.4 %
  • Net Income
    313000.0000 -3.7 %
  • Book Value
    15.4M 0.6 %
  • Book Value x2
    30.9M 0.6 %
  • Book Value x3
    46.4M 0.6 %
ROAA

.867

ROAE

8.206

Efficiency Ratio

71.263

Net Interest Margin

3.775

Balance Sheet Highlights
Financial Highlights First Trust And Savings Bank, Oneida, Tennessee All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 146,371 289,398
Total Net Loans 84,179 184,953
Total Deposits 125,813 245,569
Total Equity 15,450 30,155
Profitability
Net Income 313 602
Return on Average Assets .867 .786
Return on Average Equity 8.206 7.573
Net Interest Margin 3.775 3.952
Efficiency Ratio 71.263 72.859
Noninterest Income/Revenue 10.493 14.447
Balance Sheet Ratios
Loan-to-Deposit 66.908 71.986
Securities/Assets .241 .202
Total Equity/Total Assets .106 .104
Tangible Equity/Tangible Assets .105 .102
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 15,602 29,540
Tier 2 Capital 1,151 2,316
Total Capital 16,753 31,871
Total Risk Weighted Assets 91,459 197,818
Leverage Ratio 10.81 10.322
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.06 15.494
Total Capital Ratio 18.32 16.671

Timeline for First Trust And Savings Bank, Oneida, Tennessee

United Cumberland Bank

First Trust And Savings Bank, Oneida, Tennessee was acquired by United Cumberland Bank 10 years

View Profile Apr 12 2014

First Community Credit Corporation

First Community Credit Corporation became a new subsidiary organization for First Trust And Savings Bank, Oneida, Tennessee.

View Profile Oct 31 1994

Mccreary Bancshares Inc.

Mccreary Bancshares Inc. became a new parent organization for First Trust And Savings Bank, Oneida, Tennessee.

View Profile Jul 20 1994

First Trust And Savings Bank, Oneida, Tennessee

First Trust And Savings Bank, Oneida, Tennessee was established 100 years ago and is currently headquartered in Oneida, TN.

Sep 09 1923
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Cumberland Bank Buyer 289,268 Pooling of Interests Discontinued 4/12/2014
Relationships Role Relationship Start Relationship End
Mccreary Bancshares Inc. Parent 7/20/1994 4/11/2014
First Community Credit Corporation Subsidary 10/31/1994 7/30/2002
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