Vitals
  • Total Assets
    194.4M -0.6 %
  • Total Deposits
    167.6M -0.7 %
  • Total Net Loans
    83.6M -8.9 %
  • Net Income
    25000.0000 -97.8 %
  • Book Value
    19.2M -4.7 %
  • Book Value x2
    38.5M -4.7 %
  • Book Value x3
    57.7M -4.7 %
ROAA

.013

ROAE

.123

Efficiency Ratio

90.035

Net Interest Margin

3.205

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 194,404 358,087
Total Net Loans 83,579 213,533
Total Deposits 167,552 308,027
Total Equity 19,246 38,740
Profitability
Net Income 25 3,845
Return on Average Assets .013 1.025
Return on Average Equity .123 9.415
Net Interest Margin 3.205 3.773
Efficiency Ratio 90.035 66.762
Noninterest Income/Revenue 18.581 16.375
Balance Sheet Ratios
Loan-to-Deposit 49.882 65.494
Securities/Assets .387 .214
Total Equity/Total Assets .099 .108
Tangible Equity/Tangible Assets .099 .104
Capital Adequacy
Tier 1 Common Capital 20,984 37,278
Tier 1 Capital 20,984 37,303
Tier 2 Capital 1,700 2,526
Total Capital 22,684 39,866
Total Risk Weighted Assets 135,601 237,367
Leverage Ratio 10.68 10.563
Common Equity Tier 1 Capital Ratio 15.47 18.073
Tier 1 Capital Ratio 15.47 18.097
Total Capital Ratio 16.73 19.169

Timeline for First State Bank

Chico Bancorp, Inc.

Chico Bancorp, Inc. became a new parent organization for First State Bank.

View Profile Jul 23 1993

First Chico Bancshares, Inc.

First Chico Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Apr 15 1980

First State Bank

First State Bank was established 66 years ago and is currently headquartered in Chico, TX.

Apr 18 1958
Relationships Role Relationship Start Relationship End
Chico Bancorp, Inc. Parent 7/23/1993
First Chico Bancshares, Inc. Parent 4/15/1980 10/7/1989
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