Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 90.035 66.762
09-30-2016 91.181 66.187
06-30-2016 90.472 66.286
03-31-2016 88.463 66.484
12-31-2015 84.32 67.473
09-30-2015 83.108 67.019
06-30-2015 82.176 67.62
03-31-2015 80.251 68.379
12-31-2014 76.859 67.933
09-30-2014 77.294 67.76
06-30-2014 76.407 68.348
03-31-2014 75.056 69.161
12-31-2013 76.482 70.01
09-30-2013 75.547 69.448
06-30-2013 73.054 70.111
03-31-2013 76.511 71.168
12-31-2012 67.426 70.289
09-30-2012 65.787 69.365
06-30-2012 68.167 69.7
03-31-2012 57.649 69.836
12-31-2011 63.167 71.203
09-30-2011 63.885 70.717
06-30-2011 67.955 71.672
03-31-2011 62.266 72.166
12-31-2010 56.026 72.798
09-30-2010 49.677 71.344
06-30-2010 47.752 71.672
03-31-2010 47.032 72.124
12-31-2009 53.684 72.899
09-30-2009 54.67 71.928
06-30-2009 55.719 72.628
03-31-2009 58.83 71.399
12-31-2008 58.215 70.933
09-30-2008 59.221 69.839
06-30-2008 57.663 70.152
03-31-2008 58.025 69.753
12-31-2007 55.616 68.047
09-30-2007 56.342 66.762
06-30-2007 58.516 66.933
03-31-2007 60.899 66.629
12-31-2006 54.5 66.288
09-30-2006 53.247 64.993
06-30-2006 52.104 65.249
03-31-2006 54.883 65.978
12-31-2005 53.566 67.153
09-30-2005 52.222 66.756
06-30-2005 52.161 67.031
03-31-2005 53.385 67.486
12-31-2004 57.21 69.184
09-30-2004 57.701 68.305
06-30-2004 59.939 68.807
03-31-2004 61.687 69.055
12-31-2003 56.936 69.41
09-30-2003 57.241 68.526
06-30-2003 60.627 68.452
03-31-2003 63.691 68.632
12-31-2002 59.926 67.534