Vitals
  • Total Assets
    110.0M 6.6 %
  • Total Deposits
    99.5M 6.3 %
  • Total Net Loans
    86.3M 11.5 %
  • Net Income
    1.4M 21.8 %
  • Book Value
    9.6M 7.6 %
  • Book Value x2
    19.3M 7.6 %
  • Book Value x3
    28.9M 7.6 %
ROAA

1.321

ROAE

14.851

Efficiency Ratio

66.522

Net Interest Margin

5.822

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 109,961 256,123
Total Net Loans 86,349 160,108
Total Deposits 99,511 221,413
Total Equity 9,646 27,434
Profitability
Net Income 1,409 2,812
Return on Average Assets 1.321 .99
Return on Average Equity 14.851 8.811
Net Interest Margin 5.822 4.031
Efficiency Ratio 66.522 72.067
Noninterest Income/Revenue 8.438 19.316
Balance Sheet Ratios
Loan-to-Deposit 86.773 70.662
Securities/Assets .118 .165
Total Equity/Total Assets .088 .107
Tangible Equity/Tangible Assets .088 .105
Capital Adequacy
Tier 1 Common Capital 10,031 26,376
Tier 1 Capital 10,031 26,452
Tier 2 Capital 799 1,919
Total Capital 10,830 28,453
Total Risk Weighted Assets 80,280 174,280
Leverage Ratio 9.28 10.62
Common Equity Tier 1 Capital Ratio 12.5 16.191
Tier 1 Capital Ratio 12.5 16.286
Total Capital Ratio 13.49 17.433

Timeline for First State Bank

Csra Bank Corp.

Csra Bank Corp. became a new parent organization for First State Bank.

View Profile Aug 03 1990

First State Bank

First State Bank was established 60 years ago and is currently headquartered in Wrens, GA.

Jul 06 1964
Relationships Role Relationship Start Relationship End
Csra Bank Corp. Parent 8/3/1990
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