Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Georgia
12-31-2016 66.522 72.067
09-30-2016 66.215 71.784
06-30-2016 67.255 71.801
03-31-2016 66.82 72.381
12-31-2015 70.912 74.736
09-30-2015 70.623 74.146
06-30-2015 70.107 74.924
03-31-2015 68.973 75.066
12-31-2014 74.492 76.672
09-30-2014 77.849 76.559
06-30-2014 77.399 76.671
03-31-2014 84.409 77.567
12-31-2013 86.996 78.98
09-30-2013 86.505 77.731
06-30-2013 87.294 77.662
03-31-2013 94.391 78.695
12-31-2012 100.421 81.634
09-30-2012 100.035 80.308
06-30-2012 101.311 79.256
03-31-2012 85.173 77.503
12-31-2011 125.221 86.295
09-30-2011 135.956 84.186
06-30-2011 134.265 84.663
03-31-2011 125.837 85.152
12-31-2010 122.997 93.824
09-30-2010 116.467 90.833
06-30-2010 110.771 90.425
03-31-2010 96.633 88.401
12-31-2009 104.563 105.063
09-30-2009 95.305 102.285
06-30-2009 99.665 106.774
03-31-2009 88.529 99.343
12-31-2008 84.119 92.806
09-30-2008 86.289 84.879
06-30-2008 74.915 82.103
03-31-2008 76.241 76.842
12-31-2007 73.004 66.184
09-30-2007 73.767 63.793
06-30-2007 74.439 63.216
03-31-2007 74.246 63.468
12-31-2006 70.511 63.007
09-30-2006 71.794 61.317
06-30-2006 72.147 61.045
03-31-2006 73.07 60.367
12-31-2005 73.051 62.186
09-30-2005 73.683 61.255
06-30-2005 74.02 61.571
03-31-2005 70.253 62.33
12-31-2004 66.067 64.32
09-30-2004 69.284 64.404
06-30-2004 70.89 64.229
03-31-2004 70.109 64.639
12-31-2003 70.268 65.562
09-30-2003 73.577 64.676
06-30-2003 75.464 64.537
03-31-2003 77.718 65.157
12-31-2002 81.501 64.609