Vitals
  • Total Assets
    179.2M 7.1 %
  • Total Deposits
    156.5M 8.0 %
  • Total Net Loans
    97.1M 19.5 %
  • Net Income
    2.1M -3.6 %
  • Book Value
    20.1M 0.6 %
  • Book Value x2
    40.1M 0.6 %
  • Book Value x3
    60.2M 0.6 %
ROAA

1.161

ROAE

10.06

Efficiency Ratio

62.469

Net Interest Margin

3.815

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 179,206 275,102
Total Net Loans 97,081 177,820
Total Deposits 156,474 227,063
Total Equity 20,060 30,287
Profitability
Net Income 2,057 2,592
Return on Average Assets 1.161 .944
Return on Average Equity 10.06 8.074
Net Interest Margin 3.815 3.847
Efficiency Ratio 62.469 70.925
Noninterest Income/Revenue 22.06 17.219
Balance Sheet Ratios
Loan-to-Deposit 62.043 76.952
Securities/Assets .362 .219
Total Equity/Total Assets .112 .11
Tangible Equity/Tangible Assets .112 .107
Capital Adequacy
Tier 1 Common Capital 20,742 29,354
Tier 1 Capital 20,742 29,354
Tier 2 Capital 280 2,092
Total Capital 21,022 31,454
Total Risk Weighted Assets 98,971 190,479
Leverage Ratio 11.6 11.285
Common Equity Tier 1 Capital Ratio 20.96 17.115
Tier 1 Capital Ratio 20.96 17.115
Total Capital Ratio 21.24 18.174

Timeline for First State Bank

First Breckinridge Bancshares, Inc.

First Breckinridge Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Mar 08 1984

First State Bank

First State Bank was established 121 years ago and is currently headquartered in Irvington, KY.

Jan 01 1903
Relationships Role Relationship Start Relationship End
First Breckinridge Bancshares, Inc. Parent 3/8/1984
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