Vitals
  • Total Assets
    187.2M -0.4 %
  • Total Deposits
    166.2M -0.4 %
  • Total Net Loans
    92.0M 13.7 %
  • Net Income
    2.9M 12.1 %
  • Book Value
    19.4M -0.7 %
  • Book Value x2
    38.7M -0.7 %
  • Book Value x3
    58.1M -0.7 %
ROAA

1.538

ROAE

14.069

Efficiency Ratio

57.311

Net Interest Margin

3.951

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 187,204 358,087
Total Net Loans 91,964 213,533
Total Deposits 166,166 308,027
Total Equity 19,360 38,740
Profitability
Net Income 2,889 3,845
Return on Average Assets 1.538 1.025
Return on Average Equity 14.069 9.415
Net Interest Margin 3.951 3.773
Efficiency Ratio 57.311 66.762
Noninterest Income/Revenue 13.096 16.375
Balance Sheet Ratios
Loan-to-Deposit 55.345 65.494
Securities/Assets .382 .214
Total Equity/Total Assets .103 .108
Tangible Equity/Tangible Assets .103 .104
Capital Adequacy
Tier 1 Common Capital 19,682 37,278
Tier 1 Capital 19,682 37,303
Tier 2 Capital 1,202 2,526
Total Capital 20,884 39,866
Total Risk Weighted Assets 98,094 237,367
Leverage Ratio 10.44 10.563
Common Equity Tier 1 Capital Ratio 20.06 18.073
Tier 1 Capital Ratio 20.06 18.097
Total Capital Ratio 21.29 19.169

Timeline for First State Bank

Fsb Of Yoakum, Inc.

Fsb Of Yoakum, Inc. became a new parent organization for First State Bank.

View Profile Dec 13 2001

First State Bancshares Of Yoakum, Inc.

First State Bancshares Of Yoakum, Inc. became a new parent organization for First State Bank.

View Profile Oct 29 1983

First State Bank

First State Bank was established 93 years ago and is currently headquartered in Yoakum, TX.

Jan 01 1931
Relationships Role Relationship Start Relationship End
First State Bancshares Of Yoakum, Inc. Parent 6/13/2009
Fsb Of Yoakum, Inc. Parent 12/13/2001 6/12/2009
First State Bancshares Of Yoakum, Inc. Parent 10/29/1983 12/12/2001
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