Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 57.311 66.762
09-30-2016 53.223 66.187
06-30-2016 53.715 66.286
03-31-2016 54.08 66.484
12-31-2015 57.728 67.473
09-30-2015 52.358 67.019
06-30-2015 50.972 67.62
03-31-2015 48.7 68.379
12-31-2014 52.483 67.933
09-30-2014 48.921 67.76
06-30-2014 49.882 68.348
03-31-2014 55.541 69.161
12-31-2013 58.736 70.01
09-30-2013 55.969 69.448
06-30-2013 55.259 70.111
03-31-2013 55.06 71.168
12-31-2012 56.8 70.289
09-30-2012 53.362 69.365
06-30-2012 53.408 69.7
03-31-2012 57.756 69.836
12-31-2011 56.156 71.203
09-30-2011 53.762 70.717
06-30-2011 54.593 71.672
03-31-2011 58.366 72.166
12-31-2010 60.531 72.798
09-30-2010 57.733 71.344
06-30-2010 56.306 71.672
03-31-2010 53.82 72.124
12-31-2009 59.153 72.899
09-30-2009 54.793 71.928
06-30-2009 53.467 72.628
03-31-2009 51.95 71.399
12-31-2008 60.606 70.933
09-30-2008 57.029 69.839
06-30-2008 58.933 70.152
03-31-2008 60.3 69.753
12-31-2007 59.309 68.047
09-30-2007 54.032 66.762
06-30-2007 53.683 66.933
03-31-2007 50.077 66.629
12-31-2006 57.231 66.288
09-30-2006 51.482 64.993
06-30-2006 51.159 65.249
03-31-2006 48.226 65.978
12-31-2005 55.839 67.153
09-30-2005 50.441 66.756
06-30-2005 49.398 67.031
03-31-2005 49.373 67.486
12-31-2004 58.739 69.184
09-30-2004 53.526 68.305
06-30-2004 52.28 68.807
03-31-2004 51.458 69.055
12-31-2003 61.928 69.41
09-30-2003 59.123 68.526
06-30-2003 56.696 68.452
03-31-2003 57.362 68.632
12-31-2002 64.629 67.534