First State Bank
Spearman, TX — Non-member Bank
Active
Vitals
-
Total Assets121.2M -12.3 %
-
Total Deposits107.4M -7.1 %
-
Total Net Loans52.7M -28.0 %
-
Net Income801000.0000 -40.0 %
-
Book Value9.2M -2.7 %
-
Book Value x218.4M -2.7 %
-
Book Value x327.5M -2.7 %
Balance Sheet Highlights
Financial Highlights | First State Bank | All Insured Commercial Banks in Texas |
Balance Sheet $(000) | ||
Total Assets | 121,245 | 358,087 |
Total Net Loans | 52,716 | 213,533 |
Total Deposits | 107,357 | 308,027 |
Total Equity | 9,181 | 38,740 |
Profitability | ||
Net Income | 801 | 3,845 |
Return on Average Assets | .637 | 1.025 |
Return on Average Equity | 8.452 | 9.415 |
Net Interest Margin | 2.827 | 3.773 |
Efficiency Ratio | 74.818 | 66.762 |
Noninterest Income/Revenue | 8.68 | 16.375 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 49.104 | 65.494 |
Securities/Assets | .235 | .214 |
Total Equity/Total Assets | .076 | .108 |
Tangible Equity/Tangible Assets | .076 | .104 |
Capital Adequacy | ||
Tier 1 Common Capital | 11,478 | 37,278 |
Tier 1 Capital | 11,478 | 37,303 |
Tier 2 Capital | 585 | 2,526 |
Total Capital | 12,063 | 39,866 |
Total Risk Weighted Assets | 60,533 | 237,367 |
Leverage Ratio | 9.43 | 10.563 |
Common Equity Tier 1 Capital Ratio | 18.96 | 18.073 |
Tier 1 Capital Ratio | 18.96 | 18.097 |
Total Capital Ratio | 19.93 | 19.169 |
Timeline for First State Bank
First State Bankshares Of Delaware, Inc.
First State Bankshares Of Delaware, Inc. became a new parent organization for First State Bank.
View Profile Mar 02 1990First State Bankshares, Inc.
First State Bankshares, Inc. became a new parent organization for First State Bank.
View Profile Jun 01 1989First State Bank
First State Bank was established 107 years ago and is currently headquartered in Spearman, TX.
Jan 01 1917Relationships | Role | Relationship Start | Relationship End |
First State Bankshares Of Delaware, Inc. | Parent | 3/2/1990 | |
First State Bankshares, Inc. | Parent | 6/1/1989 | 3/1/1990 |
Similar Organizations
Organization | City | State | Total Assets |
---|---|---|---|
Nebraska Bank Of Commerce
|
Lincoln | NE | 123.1M |
F&M Bank
|
Falls City | NE | 122.3M |
Milledgeville State Bank
|
Milledgeville | IL | 122.2M |
Ohana Pacific Bank
|
Honolulu | HI | 123.7M |
Peoples State Bank
|
Mc Donald | KS | 123.8M |
Citizens State Bank - Midwest
|
Cavalier | ND | 121.2M |
Farmers And Merchants State Bank Of Springfield
|
Springfield | MN | 121.2M |
First State Bank
|
Farnam | NE | 125.2M |
Security State Bank Of Marine
|
Marine On St. Croix | MN | 125.4M |
Bank Of Gleason
|
Gleason | TN | 120.0M |