Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 74.818 66.762
09-30-2016 73.536 66.187
06-30-2016 71.281 66.286
03-31-2016 69.945 66.484
12-31-2015 64.1 67.473
09-30-2015 62.808 67.019
06-30-2015 62.511 67.62
03-31-2015 59.334 68.379
12-31-2014 65.082 67.933
09-30-2014 66.347 67.76
06-30-2014 66.472 68.348
03-31-2014 64.854 69.161
12-31-2013 65.497 70.01
09-30-2013 63.626 69.448
06-30-2013 62.904 70.111
03-31-2013 62.208 71.168
12-31-2012 62.823 70.289
09-30-2012 62.439 69.365
06-30-2012 63.28 69.7
03-31-2012 62.073 69.836
12-31-2011 65.383 71.203
09-30-2011 63.852 70.717
06-30-2011 66.234 71.672
03-31-2011 64.306 72.166
12-31-2010 62.578 72.798
09-30-2010 62.637 71.344
06-30-2010 60.669 71.672
03-31-2010 59.76 72.124
12-31-2009 61.916 72.899
09-30-2009 60.772 71.928
06-30-2009 61.219 72.628
03-31-2009 55.479 71.399
12-31-2008 61.203 70.933
09-30-2008 61.289 69.839
06-30-2008 63.061 70.152
03-31-2008 62.125 69.753
12-31-2007 54.607 68.047
09-30-2007 51.914 66.762
06-30-2007 50.874 66.933
03-31-2007 52.836 66.629
12-31-2006 57.213 66.288
09-30-2006 55.833 64.993
06-30-2006 54.779 65.249
03-31-2006 55.513 65.978
12-31-2005 62.265 67.153
09-30-2005 62.259 66.756
06-30-2005 62.934 67.031
03-31-2005 61.286 67.486
12-31-2004 68.722 69.184
09-30-2004 68.476 68.305
06-30-2004 64.491 68.807
03-31-2004 61.19 69.055
12-31-2003 67.121 69.41
09-30-2003 67.399 68.526
06-30-2003 66.74 68.452
03-31-2003 64.537 68.632
12-31-2002 66.315 67.534