Vitals
  • Total Assets
    135.0M 0.7 %
  • Total Deposits
    110.8M 0.9 %
  • Total Net Loans
    64.6M -7.2 %
  • Net Income
    862000.0000 76.3 %
  • Book Value
    22.0M 0.9 %
  • Book Value x2
    44.0M 0.9 %
  • Book Value x3
    66.0M 0.9 %
ROAA

.883

ROAE

5.257

Efficiency Ratio

62.918

Net Interest Margin

3.834

Balance Sheet Highlights
Financial Highlights First State Bank Of Round Lake All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 135,050 169,106
Total Net Loans 64,598 112,089
Total Deposits 110,846 142,069
Total Equity 21,999 16,530
Profitability
Net Income 862 5,239
Return on Average Assets .883 1.209
Return on Average Equity 5.257 12.237
Net Interest Margin 3.834 3.884
Efficiency Ratio 62.918 63.135
Noninterest Income/Revenue 9.914 11.17
Balance Sheet Ratios
Loan-to-Deposit 58.277 74.121
Securities/Assets .314 .979
Total Equity/Total Assets .163 .098
Tangible Equity/Tangible Assets .075 -.012
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,347 15,641
Tier 2 Capital 835 1,289
Total Capital 11,182 16,956
Total Risk Weighted Assets 84,254 122,801
Leverage Ratio 8.52 10.115
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.28 15.288
Total Capital Ratio 13.27 16.337

Timeline for First State Bank Of Round Lake

Norstates Bank

First State Bank Of Round Lake was acquired by Norstates Bank 18 years

View Profile Nov 10 2005

Round Lake Bankcorp, Inc.

Acquisition: First State Bank Of Round Lake acquired a new subsidiary, Round Lake Bankcorp, Inc. , 20 years

View Profile Jan 05 2004

Northern States Financial Corporation

Northern States Financial Corporation became a new parent organization for First State Bank Of Round Lake.

View Profile Jan 05 2004

Round Lake Bankcorp, Inc.

Round Lake Bankcorp, Inc. became a new parent organization for First State Bank Of Round Lake.

View Profile Apr 30 1986

Keeco, Inc.

Keeco, Inc. became a new parent organization for First State Bank Of Round Lake.

View Profile Dec 31 1984

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Complete timeline for First State Bank Of Round Lake is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Norstates Bank Buyer 506,718 Pooling of Interests Discontinued 11/10/2005
Round Lake Bankcorp, Inc. Seller Acquisition Discontinued 1/5/2004
Relationships Role Relationship Start Relationship End
Northern States Financial Corporation Parent 1/5/2004 11/9/2005
Round Lake Bankcorp, Inc. Parent 4/30/1986 1/4/2004
Keeco, Inc. Parent 12/31/1984 4/29/1986
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