Vitals
  • Total Assets
    578.1M 6.6 %
  • Total Deposits
    503.3M 17.3 %
  • Total Net Loans
    434.1M -2.4 %
  • Net Income
    2.1M -3.8 %
  • Book Value
    47.8M 2.0 %
  • Book Value x2
    95.6M 2.0 %
  • Book Value x3
    143.4M 2.0 %
ROAA

1.49

ROAE

17.491

Efficiency Ratio

36.137

Net Interest Margin

4.119

Balance Sheet Highlights
Financial Highlights First State Bank And Trust Company Of Valdosta All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 578,096 232,450
Total Net Loans 434,101 157,333
Total Deposits 503,267 197,460
Total Equity 47,810 19,316
Profitability
Net Income 2,077 -176
Return on Average Assets 1.49 -.248
Return on Average Equity 17.491 -4.985
Net Interest Margin 4.119 3.366
Efficiency Ratio 36.137 88.401
Noninterest Income/Revenue 12.326 10.681
Balance Sheet Ratios
Loan-to-Deposit 86.257 76.294
Securities/Assets .147 .192
Total Equity/Total Assets .083 .083
Tangible Equity/Tangible Assets .083 -1.445
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 46,142 18,260
Tier 2 Capital 5,652 2,143
Total Capital 51,794 20,389
Total Risk Weighted Assets 449,495 167,998
Leverage Ratio 8.28 8.807
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.27 12.606
Total Capital Ratio 11.52 13.849

Timeline for First State Bank And Trust Company Of Valdosta

Synovus Bank

First State Bank And Trust Company Of Valdosta was acquired by Synovus Bank 13 years

View Profile Jun 01 2010

Synovus Financial Corp.

Synovus Financial Corp. became a new parent organization for First State Bank And Trust Company Of Valdosta.

View Profile Dec 31 1981

First State Bancshares, Inc.

First State Bancshares, Inc. became a new parent organization for First State Bank And Trust Company Of Valdosta.

View Profile Mar 31 1981

First State Bank And Trust Company Of Valdosta

First State Bank And Trust Company Of Valdosta was established 118 years ago and is currently headquartered in Valdosta, GA.

Mar 01 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Synovus Bank Buyer 29,492,165 Pooling of Interests Discontinued 6/1/2010
Relationships Role Relationship Start Relationship End
Synovus Financial Corp. Parent 12/31/1981 5/31/2010
First State Bancshares, Inc. Parent 3/31/1981 12/30/1981
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