Vitals
  • Total Assets
    82.3M -11.2 %
  • Total Deposits
    70.8M -13.9 %
  • Total Net Loans
    60.9M -3.8 %
  • Net Income
    -21000.0000 90.3 %
  • Book Value
    8.1M -8.4 %
  • Book Value x2
    16.1M -8.4 %
  • Book Value x3
    24.2M -8.4 %
ROAA

-.102

ROAE

-1.048

Efficiency Ratio

103.355

Net Interest Margin

3.449

Balance Sheet Highlights
Financial Highlights First Security Trust Bank, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 82,289 236,619
Total Net Loans 60,917 143,358
Total Deposits 70,802 196,613
Total Equity 8,051 25,698
Profitability
Net Income -21 497
Return on Average Assets -.102 .858
Return on Average Equity -1.048 7.675
Net Interest Margin 3.449 3.818
Efficiency Ratio 103.355 72.338
Noninterest Income/Revenue 8.384 16.405
Balance Sheet Ratios
Loan-to-Deposit 86.039 72.238
Securities/Assets .095 .241
Total Equity/Total Assets .098 .109
Tangible Equity/Tangible Assets .098 .105
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,199 24,902
Tier 2 Capital 807 1,812
Total Capital 9,006 26,746
Total Risk Weighted Assets 63,819 152,731
Leverage Ratio 9.91 11.187
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.85 17.972
Total Capital Ratio 14.11 19.139

Timeline for First Security Trust Bank, Inc.

Commonwealth Bank And Trust Company

First Security Trust Bank, Inc. was acquired by Commonwealth Bank And Trust Company 9 years

View Profile Jul 01 2014

First Security Trust Bank, Inc.

First Security Trust Bank, Inc. was established 24 years ago and is currently headquartered in Florence, KY.

Jun 14 1999

Commonwealth Bancshares, Inc.

Commonwealth Bancshares, Inc. became a new parent organization for First Security Trust Bank, Inc..

View Profile Jun 14 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Commonwealth Bank And Trust Company Buyer 951,033 Pooling of Interests Discontinued 7/1/2014
Relationships Role Relationship Start Relationship End
Commonwealth Bancshares, Inc. Parent 6/30/2004 6/30/2014
Commonwealth Bancshares, Inc. Parent 6/14/1999 6/29/2004
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