Vitals
  • Total Assets
    108.1M 8.5 %
  • Total Deposits
    92.5M 10.1 %
  • Total Net Loans
    62.1M 5.6 %
  • Net Income
    701000.0000 -1.0 %
  • Book Value
    14.6M 0.6 %
  • Book Value x2
    29.1M 0.6 %
  • Book Value x3
    43.7M 0.6 %
ROAA

.678

ROAE

4.819

Efficiency Ratio

79.91

Net Interest Margin

4.859

Balance Sheet Highlights
Financial Highlights First Peoples Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 108,119 256,123
Total Net Loans 62,147 160,108
Total Deposits 92,533 221,413
Total Equity 14,571 27,434
Profitability
Net Income 701 2,812
Return on Average Assets .678 .99
Return on Average Equity 4.819 8.811
Net Interest Margin 4.859 4.031
Efficiency Ratio 79.91 72.067
Noninterest Income/Revenue 15.943 19.316
Balance Sheet Ratios
Loan-to-Deposit 67.162 70.662
Securities/Assets .207 .165
Total Equity/Total Assets .135 .107
Tangible Equity/Tangible Assets .135 .105
Capital Adequacy
Tier 1 Common Capital 14,735 26,376
Tier 1 Capital 14,735 26,452
Tier 2 Capital 829 1,919
Total Capital 15,564 28,453
Total Risk Weighted Assets 67,066 174,280
Leverage Ratio 13.81 10.62
Common Equity Tier 1 Capital Ratio 21.97 16.191
Tier 1 Capital Ratio 21.97 16.286
Total Capital Ratio 23.21 17.433

Timeline for First Peoples Bank

The Greenville Banking Company

Acquisition: First Peoples Bank acquired a new subsidiary, The Greenville Banking Company, 8 years

View Profile Dec 01 2015

First Mortgage Company

First Mortgage Company became a new subsidiary organization for First Peoples Bank.

View Profile Dec 22 1997

First Peoples Bankshares, Inc.

First Peoples Bankshares, Inc. became a new parent organization for First Peoples Bank.

View Profile Aug 24 1995

First Bankshares Of West Point, Inc.

First Bankshares Of West Point, Inc. became a new parent organization for First Peoples Bank.

View Profile Apr 30 1994

First Peoples Bank

First Peoples Bank was established 33 years ago and is currently headquartered in Pine Mountain, GA.

Jul 09 1990
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Greenville Banking Company Seller 28,174 Acquisition Discontinued 12/1/2015
Relationships Role Relationship Start Relationship End
First Peoples Bankshares, Inc. Parent 8/24/1995
First Bankshares Of West Point, Inc. Parent 10/27/1994 8/23/1995
First Bankshares Of West Point, Inc. Parent 6/28/1994 10/26/1994
First Bankshares Of West Point, Inc. Parent 5/26/1994 6/27/1994
First Bankshares Of West Point, Inc. Parent 4/30/1994 5/25/1994
First Mortgage Company Subsidary 4/14/2001 12/30/2005
First Mortgage Company Subsidary 12/22/1997 4/13/2001
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