Vitals
  • Total Assets
    213.2M -2.1 %
  • Total Deposits
    192.5M -2.6 %
  • Total Net Loans
    126.1M -6.1 %
  • Net Income
    421000.0000 -35.8 %
  • Book Value
    20.0M 3.0 %
  • Book Value x2
    40.0M 3.0 %
  • Book Value x3
    60.0M 3.0 %
ROAA

.27

ROAE

2.839

Efficiency Ratio

85.39

Net Interest Margin

2.83

Balance Sheet Highlights
Financial Highlights First National Exchange Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 213,232 364,717
Total Net Loans 126,099 263,512
Total Deposits 192,496 292,857
Total Equity 19,989 37,688
Profitability
Net Income 421 14,801
Return on Average Assets .27 1.119
Return on Average Equity 2.839 11.312
Net Interest Margin 2.83 4.223
Efficiency Ratio 85.39 66.252
Noninterest Income/Revenue 5.549 13.317
Balance Sheet Ratios
Loan-to-Deposit 65.507 85.949
Securities/Assets .262 .599
Total Equity/Total Assets .094 .103
Tangible Equity/Tangible Assets .094 -.198
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,989 34,382
Tier 2 Capital 1,714 3,131
Total Capital 21,703 37,707
Total Risk Weighted Assets 136,879 277,728
Leverage Ratio 9.58 10.506
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.6 14.084
Total Capital Ratio 15.86 15.254

Timeline for First National Exchange Bank

Carter Bank & Trust

First National Exchange Bank was acquired by Carter Bank & Trust 17 years

View Profile Dec 30 2006

First National Exchange Bank

First National Exchange Bank was established 26 years ago and is currently headquartered in Roanoke, VA.

May 01 1998

First National Bank

Acquisition: First National Exchange Bank acquired a new subsidiary, First National Bank, 26 years

View Profile May 01 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Carter Bank & Trust Buyer 4,743,943 Acquisition Discontinued 12/30/2006
First National Bank Seller 300,786 Split 5/1/1998
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
The First National Bank Of Bellevue
 		Bellevue OH 212.7M
The First National Bank Of Trenton
 		Trenton TX 211.3M
Black Hills Community Bank, N.A.
 		Rapid City SD 215.2M
T Bank, National Association
 		Dallas TX 211.1M
National Bank & Trust
 		La Grange TX 217.1M
Commercial National Bank Of Texarkana
 		Texarkana TX 209.6M
Worthington National Bank
 		Arlington TX 209.6M
The Merchants National Bank Of Sacramento
 		Sacramento CA 217.1M
Neighborhood National Bank
 		Mora MN 217.6M
Community National Bank
 		Dayton TN 217.2M