Vitals
  • Total Assets
    1.5B 6.8 %
  • Total Deposits
    1.3B 7.3 %
  • Total Net Loans
    594.2M 21.0 %
  • Net Income
    15.0M 16.2 %
  • Book Value
    128.4M 5.9 %
  • Book Value x2
    256.8M 5.9 %
  • Book Value x3
    385.3M 5.9 %
ROAA

.998

ROAE

11.386

Efficiency Ratio

87.432

Net Interest Margin

3.012

Balance Sheet Highlights
Financial Highlights First National Bank Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 1,507,934 358,087
Total Net Loans 594,183 213,533
Total Deposits 1,316,940 308,027
Total Equity 128,421 38,740
Profitability
Net Income 15,033 3,845
Return on Average Assets .998 1.025
Return on Average Equity 11.386 9.415
Net Interest Margin 3.012 3.773
Efficiency Ratio 87.432 66.762
Noninterest Income/Revenue 86.284 16.375
Balance Sheet Ratios
Loan-to-Deposit 45.119 65.494
Securities/Assets .37 .214
Total Equity/Total Assets .085 .108
Tangible Equity/Tangible Assets .085 .104
Capital Adequacy
Tier 1 Common Capital 131,321 37,278
Tier 1 Capital 131,321 37,303
Tier 2 Capital 6,841 2,526
Total Capital 138,162 39,866
Total Risk Weighted Assets 538,645 237,367
Leverage Ratio 8.82 10.563
Common Equity Tier 1 Capital Ratio 24.38 18.073
Tier 1 Capital Ratio 24.38 18.097
Total Capital Ratio 25.65 19.169

Timeline for First National Bank Texas

First National Realty Ii, Llc

First National Realty Ii, Llc became a new subsidiary organization for First National Bank Texas.

View Profile Nov 13 2002

First National Realty, Llc

First National Realty, Llc became a new subsidiary organization for First National Bank Texas.

View Profile Aug 23 2001

Fcbi Delaware, Inc.

Fcbi Delaware, Inc. became a new parent organization for First National Bank Texas.

View Profile Nov 15 1995

American Bank

Acquisition: First National Bank Texas acquired a new subsidiary, American Bank, 34 years

View Profile Jan 01 1990

United National Bank

Acquisition: First National Bank Texas acquired a new subsidiary, United National Bank, 34 years

View Profile Jan 01 1990

Want to see more?

Complete timeline for First National Bank Texas is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American Bank Seller 27,033 Discontinued 1/1/1990
United National Bank Seller 14,605 Discontinued 1/1/1990
Relationships Role Relationship Start Relationship End
Fcbi Delaware, Inc. Parent 11/15/1995
First Community Bancshares, Inc. Parent 11/16/1993 11/14/1995
First Community Bancshares, Inc. Parent 9/23/1992 11/15/1993
First Community Bancshares, Inc. Parent 9/21/1992 9/22/1992
First Community Bancshares, Inc. Parent 10/31/1991 9/20/1992
First Community Bancshares, Inc. Parent 2/1/1983 10/30/1991
First National Realty, Llc Subsidary 8/23/2001
First National Realty Ii, Llc Subsidary 11/13/2002
First Community Services, Inc. Subsidary 2/1/1983 9/29/1985
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