Efficiency Ratio Over Time
Efficiency Ratio First National Bank Texas All Insured Commercial Banks in Texas
12-31-2016 87.432 66.762
09-30-2016 87.841 66.187
06-30-2016 88.897 66.286
03-31-2016 89.833 66.484
12-31-2015 88.497 67.473
09-30-2015 88.549 67.019
06-30-2015 89.318 67.62
03-31-2015 92.767 68.379
12-31-2014 91.379 67.933
09-30-2014 91.293 67.76
06-30-2014 92.107 68.348
03-31-2014 95.33 69.161
12-31-2013 92.522 70.01
09-30-2013 92.491 69.448
06-30-2013 92.595 70.111
03-31-2013 94.834 71.168
12-31-2012 92.584 70.289
09-30-2012 92.662 69.365
06-30-2012 92.732 69.7
03-31-2012 95.103 69.836
12-31-2011 91.438 71.203
09-30-2011 90.198 70.717
06-30-2011 90.453 71.672
03-31-2011 91.457 72.166
12-31-2010 87.652 72.798
09-30-2010 87.48 71.344
06-30-2010 88.203 71.672
03-31-2010 89.948 72.124
12-31-2009 89.768 72.899
09-30-2009 89.441 71.928
06-30-2009 90.492 72.628
03-31-2009 92.996 71.399
12-31-2008 89.502 70.933
09-30-2008 90.23 69.839
06-30-2008 90.432 70.152
03-31-2008 93.162 69.753
12-31-2007 89.195 68.047
09-30-2007 89.287 66.762
06-30-2007 88.958 66.933
03-31-2007 92.787 66.629
12-31-2006 91.471 66.288
09-30-2006 92.167 64.993
06-30-2006 93.277 65.249
03-31-2006 95.781 65.978
12-31-2005 88.73 67.153
09-30-2005 86.943 66.756
06-30-2005 85.198 67.031
03-31-2005 84.776 67.486
12-31-2004 95.213 69.184
09-30-2004 95.978 68.305
06-30-2004 96.048 68.807
03-31-2004 95.625 69.055
12-31-2003 84.248 69.41
09-30-2003 83.504 68.526
06-30-2003 82.514 68.452
03-31-2003 83.533 68.632
12-31-2002 84.273 67.534