Vitals
  • Total Assets
    619.4M -25.9 %
  • Total Deposits
    550.9M -24.0 %
  • Total Net Loans
    453.3M -24.8 %
  • Net Income
    -8659000.0000
  • Book Value
    11.2M -71.9 %
  • Book Value x2
    22.5M -71.9 %
  • Book Value x3
    33.7M -71.9 %
ROAA

-2.573

ROAE

-121.712

Efficiency Ratio

140.51

Net Interest Margin

1.772

Balance Sheet Highlights
Financial Highlights First National Bank Of The South All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 619,374 342,296
Total Net Loans 453,340 225,299
Total Deposits 550,891 280,854
Total Equity 11,246 29,772
Profitability
Net Income -8,659 -288
Return on Average Assets -2.573 -.094
Return on Average Equity -121.712 -2.767
Net Interest Margin 1.772 3.475
Efficiency Ratio 140.51 80.988
Noninterest Income/Revenue 8.007 13.616
Balance Sheet Ratios
Loan-to-Deposit 82.292 78.432
Securities/Assets .067 .169
Total Equity/Total Assets .018 .087
Tangible Equity/Tangible Assets .017 .086
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,498 28,725
Tier 2 Capital 6,002 3,226
Total Capital 16,500 31,936
Total Risk Weighted Assets 466,124 243,793
Leverage Ratio 1.65 9.161
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 2.25 13.168
Total Capital Ratio 3.54 14.451

Timeline for First National Bank Of The South

First National Bank Of The South was acquired by 13 years

Jul 17 2010

Capital Bank Corporation

First National Bank Of The South was acquired by Capital Bank Corporation 13 years

View Profile Jul 17 2010

Carolina National Bank And Trust Company

Acquisition: First National Bank Of The South acquired a new subsidiary, Carolina National Bank And Trust Company, 16 years

View Profile Feb 19 2008

First National Bank Of The South

First National Bank Of The South was established 24 years ago and is currently headquartered in Spartanburg, SC.

Mar 27 2000

First National Bancshares, Inc.

First National Bancshares, Inc. became a new parent organization for First National Bank Of The South.

View Profile Mar 27 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Capital Bank Corporation Buyer 7,789,968 Failure 7/17/2010
Carolina National Bank And Trust Company Seller 220,549 Acquisition Discontinued 2/19/2008
Relationships Role Relationship Start Relationship End
First National Bancshares, Inc. Parent 3/27/2000 7/16/2010
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