Vitals
  • Total Assets
    220.5M 5.7 %
  • Total Deposits
    187.6M 1.9 %
  • Total Net Loans
    203.7M 6.0 %
  • Net Income
    1.7M -16.8 %
  • Book Value
    29.6M 34.8 %
  • Book Value x2
    59.2M 34.8 %
  • Book Value x3
    88.9M 34.8 %
ROAA

.749

ROAE

5.971

Efficiency Ratio

67.765

Net Interest Margin

3.887

Balance Sheet Highlights
Financial Highlights Carolina National Bank And Trust Company All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 220,549 335,771
Total Net Loans 203,735 251,724
Total Deposits 187,561 263,263
Total Equity 29,625 33,682
Profitability
Net Income 1,653 6,974
Return on Average Assets .749 1.027
Return on Average Equity 5.971 10.263
Net Interest Margin 3.887 4.175
Efficiency Ratio 67.765 68.252
Noninterest Income/Revenue 2.301 12.525
Balance Sheet Ratios
Loan-to-Deposit 108.623 91.576
Securities/Assets .329
Total Equity/Total Assets .134 .1
Tangible Equity/Tangible Assets .134 -.129
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 28,875 31,995
Tier 2 Capital 2,481 2,972
Total Capital 31,356 34,956
Total Risk Weighted Assets 211,932 263,696
Leverage Ratio 12.78 10.903
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.62 14.278
Total Capital Ratio 14.8 15.372

Timeline for Carolina National Bank And Trust Company

First National Bank Of The South

Carolina National Bank And Trust Company was acquired by First National Bank Of The South 16 years

View Profile Feb 19 2008

First National Bancshares, Inc.

First National Bancshares, Inc. became a new parent organization for Carolina National Bank And Trust Company.

View Profile Feb 01 2008

Carolina National Bank And Trust Company

Carolina National Bank And Trust Company was established 21 years ago and is currently headquartered in Columbia, SC.

Jul 15 2002

Carolina National Corporation

Carolina National Corporation became a new parent organization for Carolina National Bank And Trust Company.

View Profile Jul 15 2002
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of The South Buyer 619,374 Acquisition Discontinued 2/19/2008
Relationships Role Relationship Start Relationship End
First National Bancshares, Inc. Parent 2/1/2008 2/18/2008
Carolina National Corporation Parent 7/15/2002 1/31/2008
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