Vitals
  • Total Assets
    195.2M 7.4 %
  • Total Deposits
    164.8M 7.4 %
  • Total Net Loans
    145.3M 2.5 %
  • Net Income
    3.0M 20.3 %
  • Book Value
    24.6M 10.0 %
  • Book Value x2
    49.1M 10.0 %
  • Book Value x3
    73.7M 10.0 %
ROAA

1.587

ROAE

12.934

Efficiency Ratio

44.495

Net Interest Margin

4.467

Balance Sheet Highlights
Financial Highlights First Madison Bank & Trust All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 195,209 256,123
Total Net Loans 145,258 160,108
Total Deposits 164,818 221,413
Total Equity 24,560 27,434
Profitability
Net Income 3,008 2,812
Return on Average Assets 1.587 .99
Return on Average Equity 12.934 8.811
Net Interest Margin 4.467 4.031
Efficiency Ratio 44.495 72.067
Noninterest Income/Revenue 11.875 19.316
Balance Sheet Ratios
Loan-to-Deposit 88.132 70.662
Securities/Assets .165
Total Equity/Total Assets .126 .107
Tangible Equity/Tangible Assets .126 .105
Capital Adequacy
Tier 1 Common Capital 24,559 26,376
Tier 1 Capital 24,559 26,452
Tier 2 Capital 1,947 1,919
Total Capital 26,506 28,453
Total Risk Weighted Assets 149,946 174,280
Leverage Ratio 12.69 10.62
Common Equity Tier 1 Capital Ratio 16.38 16.191
Tier 1 Capital Ratio 16.38 16.286
Total Capital Ratio 17.68 17.433

Timeline for First Madison Bank & Trust

First Madison Bank & Trust

First Madison Bank & Trust was established 19 years ago and is currently headquartered in Colbert, GA.

Mar 30 2005
Relationships Role Relationship Start Relationship End
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