Vitals
  • Total Assets
    137.2M -12.4 %
  • Total Deposits
    131.1M -7.6 %
  • Total Net Loans
    98.6M -14.4 %
  • Net Income
  • Book Value
    2.8M -74.4 %
  • Book Value x2
    5.6M -74.4 %
  • Book Value x3
    8.5M -74.4 %
ROAA

ROAE

Efficiency Ratio

92.925

Net Interest Margin

2.792

Balance Sheet Highlights
Financial Highlights First Lowndes Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 137,175 221,916
Total Net Loans 98,601 140,719
Total Deposits 131,117 186,280
Total Equity 2,824 21,423
Profitability
Net Income — 1,423
Return on Average Assets — .599
Return on Average Equity — 5.579
Net Interest Margin 2.792 3.722
Efficiency Ratio 92.925 75.318
Noninterest Income/Revenue 8.019 44.738
Balance Sheet Ratios
Loan-to-Deposit 75.201 72.47
Securities/Assets .13 .435
Total Equity/Total Assets .021 .097
Tangible Equity/Tangible Assets .021 -7.016
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,767 20,856
Tier 2 Capital 1,331 1,850
Total Capital 4,098 22,692
Total Risk Weighted Assets 103,776 158,828
Leverage Ratio 1.98 10.131
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 2.67 15.053
Total Capital Ratio 3.95 16.206

Timeline for First Lowndes Bank

First Citizens Bank

First Lowndes Bank was acquired by First Citizens Bank 14 years

View Profile Mar 20 2010

Fort Bancorp, Inc., The

Fort Bancorp, Inc., The became a new parent organization for First Lowndes Bank.

View Profile Dec 31 1993

First Lowndes Bank

First Lowndes Bank was established 40 years ago and is currently headquartered in Fort Deposit, AL.

Feb 09 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Citizens Bank Buyer 235,323 Failure 3/20/2010
Relationships Role Relationship Start Relationship End
Fort Bancorp, Inc., The Parent 12/31/1993 3/19/2010
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