Vitals
  • Total Assets
    137.8M 2.0 %
  • Total Deposits
    106.7M 1.7 %
  • Total Net Loans
    77.7M 26.9 %
  • Net Income
    1.3M 8.1 %
  • Book Value
    15.3M -2.1 %
  • Book Value x2
    30.6M -2.1 %
  • Book Value x3
    45.9M -2.1 %
ROAA

.955

ROAE

7.868

Efficiency Ratio

74.002

Net Interest Margin

3.513

Balance Sheet Highlights
Financial Highlights First Heritage Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 137,802 161,058
Total Net Loans 77,707 97,183
Total Deposits 106,721 131,657
Total Equity 15,302 18,008
Profitability
Net Income 1,272 1,663
Return on Average Assets .955 .954
Return on Average Equity 7.868 8.443
Net Interest Margin 3.513 3.683
Efficiency Ratio 74.002 68.374
Noninterest Income/Revenue 9.553 15.013
Balance Sheet Ratios
Loan-to-Deposit 72.813 72.321
Securities/Assets .37 .241
Total Equity/Total Assets .111 .112
Tangible Equity/Tangible Assets .107 .109
Capital Adequacy
Tier 1 Common Capital 15,135 17,454
Tier 1 Capital 15,135 17,457
Tier 2 Capital 920 1,279
Total Capital 16,055 18,771
Total Risk Weighted Assets 95,796 112,595
Leverage Ratio 11.34 11.048
Common Equity Tier 1 Capital Ratio 15.8 16.94
Tier 1 Capital Ratio 15.8 16.949
Total Capital Ratio 16.76 18.109

Timeline for First Heritage Bank

Vermillion State Bank

Acquisition: First Heritage Bank acquired a new subsidiary, Vermillion State Bank, 15 years

View Profile Feb 28 2009

The Farmers State Bank Of Corning

Acquisition: First Heritage Bank acquired a new subsidiary, The Farmers State Bank Of Corning, 18 years

View Profile Mar 03 2006

First National Bank Asset Management, Inc.

First National Bank Asset Management, Inc. became a new subsidiary organization for First Heritage Bank.

View Profile Dec 30 1997

Peoples Heritage Savings, A Federal Savings And Loan Association

Acquisition: First Heritage Bank acquired a new subsidiary, Peoples Heritage Savings, A Federal Savings And Loan Association, 34 years

View Profile Jan 13 1990

First Centralia Bancshares, Inc.

First Centralia Bancshares, Inc. became a new parent organization for First Heritage Bank.

View Profile Dec 21 1984

Want to see more?

Complete timeline for First Heritage Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Vermillion State Bank Seller 15,350 Pooling of Interests Discontinued 2/28/2009
The Farmers State Bank Of Corning Seller 6,752 Pooling of Interests Discontinued 3/3/2006
Peoples Heritage Savings, A Federal Savings And Loan Association Seller 1,248,552 Failure 1/13/1990
Relationships Role Relationship Start Relationship End
First Centralia Bancshares, Inc. Parent 8/4/1999
First Centralia Bancshares, Inc. Parent 3/15/1994 8/3/1999
First Centralia Bancshares, Inc. Parent 3/20/1990 3/14/1994
First Centralia Bancshares, Inc. Parent 12/21/1984 3/19/1990
First National Bank Asset Management, Inc. Subsidary 12/30/1997 12/31/2006
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