Vitals
  • Total Assets
    916.9M 5.8 %
  • Total Deposits
    678.7M 5.9 %
  • Total Net Loans
    778.2M 3.3 %
  • Net Income
    32.0M 30.8 %
  • Book Value
    113.6M 9.0 %
  • Book Value x2
    227.2M 9.0 %
  • Book Value x3
    340.9M 9.0 %
ROAA

3.607

ROAE

29.042

Efficiency Ratio

50.118

Net Interest Margin

4.839

Balance Sheet Highlights
Financial Highlights First Financial Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 916,921 318,289
Total Net Loans 778,163 216,383
Total Deposits 678,727 263,403
Total Equity 113,623 35,927
Profitability
Net Income 31,979 3,504
Return on Average Assets 3.607 .978
Return on Average Equity 29.042 8.333
Net Interest Margin 4.839 3.942
Efficiency Ratio 50.118 67.5
Noninterest Income/Revenue 38.051 22.229
Balance Sheet Ratios
Loan-to-Deposit 114.65 73.916
Securities/Assets .021 .179
Total Equity/Total Assets .124 .113
Tangible Equity/Tangible Assets .12 .105
Capital Adequacy
Tier 1 Common Capital 109,920 33,826
Tier 1 Capital 109,920 33,832
Tier 2 Capital 7,071 2,662
Total Capital 116,991 36,492
Total Risk Weighted Assets 562,234 231,187
Leverage Ratio 12.06 10.961
Common Equity Tier 1 Capital Ratio 19.55 16.798
Tier 1 Capital Ratio 19.55 16.813
Total Capital Ratio 20.81 17.973

Timeline for First Financial Bank

Cornerstone Bank

Acquisition: First Financial Bank acquired a new subsidiary, Cornerstone Bank, 18 years

View Profile May 16 2006

First Title Services, Inc.

First Title Services, Inc. became a new subsidiary organization for First Financial Bank.

View Profile Jan 08 2001

First Financial Banc Corporation

First Financial Banc Corporation became a new parent organization for First Financial Bank.

View Profile May 13 1999

First Financial Bank

First Financial Bank was established 90 years ago and is currently headquartered in El Dorado, AR.

Apr 01 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cornerstone Bank Seller 44,027 Acquisition Discontinued 5/16/2006
Relationships Role Relationship Start Relationship End
First Financial Banc Corporation Parent 5/13/1999
First Title Services, Inc. Subsidary 6/30/2007
First Title Services, Inc. Subsidary 1/8/2001 6/29/2007
Similar Organizations
Organization City State Total Assets
Pacific Coast Bankers' Bank
 		Walnut Creek CA 869.3M
Reliant Bank
 		Brentwood TN 919.9M
First Virginia Community Bank
 		Fairfax VA 837.0M
Mabrey Bank
 		Bixby OK 880.0M
Providence Bank
 		Columbia MO 929.4M
Cedar Rapids Bank And Trust Company
 		Cedar Rapids IA 890.4M
Solvay Bank
 		Solvay NY 866.2M
St. Charles Bank & Trust Company
 		Saint Charles IL 863.6M
Oak Valley Community Bank
 		Oakdale CA 946.9M
Heartland Bank
 		Gahanna OH 790.2M