Vitals
  • Total Assets
    44.0M -8.9 %
  • Total Deposits
    39.8M -9.1 %
  • Total Net Loans
    34.2M -2.2 %
  • Net Income
    31000.0000
  • Book Value
    4.1M -7.5 %
  • Book Value x2
    8.1M -7.5 %
  • Book Value x3
    12.2M -7.5 %
ROAA

.278

ROAE

3.065

Efficiency Ratio

94.184

Net Interest Margin

4.128

Balance Sheet Highlights
Financial Highlights Cornerstone Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 44,027 237,514
Total Net Loans 34,150 142,557
Total Deposits 39,798 196,448
Total Equity 4,061 22,591
Profitability
Net Income 31 1,290
Return on Average Assets .278 1.245
Return on Average Equity 3.065 12.635
Net Interest Margin 4.128 4.361
Efficiency Ratio 94.184 65.076
Noninterest Income/Revenue 13.375 14.015
Balance Sheet Ratios
Loan-to-Deposit 85.808 68.517
Securities/Assets .047 .716
Total Equity/Total Assets .092 .095
Tangible Equity/Tangible Assets .092 -.045
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,097 21,987
Tier 2 Capital 405 1,850
Total Capital 4,502 23,833
Total Risk Weighted Assets 32,002 160,810
Leverage Ratio 9.19 9.851
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.8 15.283
Total Capital Ratio 14.07 16.45

Timeline for Cornerstone Bank

First Financial Bank

Cornerstone Bank was acquired by First Financial Bank 18 years

View Profile May 16 2006

Cornerstone Bank

Cornerstone Bank was established 24 years ago and is currently headquartered in Senatobia, MS.

Aug 02 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank Buyer 901,536 Acquisition Discontinued 5/16/2006
Relationships Role Relationship Start Relationship End
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