Vitals
  • Total Assets
    199.9M 16.2 %
  • Total Deposits
    165.0M 6.8 %
  • Total Net Loans
    107.9M 42.2 %
  • Net Income
    2.3M 20.4 %
  • Book Value
    16.2M 7.0 %
  • Book Value x2
    32.4M 7.0 %
  • Book Value x3
    48.5M 7.0 %
ROAA

1.654

ROAE

19.486

Efficiency Ratio

48.874

Net Interest Margin

4.477

Balance Sheet Highlights
Financial Highlights First Financial Bank, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 199,920 256,996
Total Net Loans 107,857 134,796
Total Deposits 164,980 220,197
Total Equity 16,178 28,033
Profitability
Net Income 2,284 2,078
Return on Average Assets 1.654 1.049
Return on Average Equity 19.486 9.681
Net Interest Margin 4.477 3.88
Efficiency Ratio 48.874 69.365
Noninterest Income/Revenue 17.473 15.848
Balance Sheet Ratios
Loan-to-Deposit 65.376 58.922
Securities/Assets .37 .25
Total Equity/Total Assets .081 .109
Tangible Equity/Tangible Assets .08 .105
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 14,573 24,959
Tier 2 Capital 1,437 1,719
Total Capital 16,010 26,693
Total Risk Weighted Assets 126,644 150,297
Leverage Ratio 7.57 10.123
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.51 18.438
Total Capital Ratio 12.64 19.547

Timeline for First Financial Bank, National Association

First Financial Bank, National Association

First Financial Bank, National Association was acquired by First Financial Bank, National Association 11 years

View Profile Dec 31 2012

Citizens State Bank, Roby, Texas

Acquisition: First Financial Bank, National Association acquired a new subsidiary, Citizens State Bank, Roby, Texas, 28 years

View Profile Jul 31 1995

First Financial Bankshares Of Delaware, Inc.

First Financial Bankshares Of Delaware, Inc. became a new parent organization for First Financial Bank, National Association.

View Profile Mar 28 1990

The Texas Bank & Trust Company

Acquisition: First Financial Bank, National Association acquired a new subsidiary, The Texas Bank & Trust Company, 34 years

View Profile Jul 28 1989

First Financial Bankshares, Inc.

First Financial Bankshares, Inc. became a new parent organization for First Financial Bank, National Association.

View Profile Aug 10 1981

Want to see more?

Complete timeline for First Financial Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 6,660,673 Pooling of Interests Discontinued 12/31/2012
Citizens State Bank, Roby, Texas Seller 20,382 Acquisition Discontinued 7/31/1995
The Texas Bank & Trust Company Seller 33,658 Failure 7/28/1989
Relationships Role Relationship Start Relationship End
First Financial Bankshares, Inc. Parent 11/4/2011 12/30/2012
First Financial Bankshares Of Delaware, Inc. Parent 3/28/1990 11/3/2011
First Financial Bankshares, Inc. Parent 8/10/1981 3/27/1990
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