Vitals
  • Total Assets
    212.9M -5.2 %
  • Total Deposits
    175.4M -5.0 %
  • Total Net Loans
    91.2M -0.5 %
  • Net Income
    975000.0000 -1.7 %
  • Book Value
    23.4M -3.5 %
  • Book Value x2
    46.9M -3.5 %
  • Book Value x3
    70.3M -3.5 %
ROAA

.461

ROAE

3.949

Efficiency Ratio

82.865

Net Interest Margin

3.602

Balance Sheet Highlights
Financial Highlights First National Bank And Trust All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 212,944 275,102
Total Net Loans 91,213 177,820
Total Deposits 175,441 227,063
Total Equity 23,427 30,287
Profitability
Net Income 975 2,592
Return on Average Assets .461 .944
Return on Average Equity 3.949 8.074
Net Interest Margin 3.602 3.847
Efficiency Ratio 82.865 70.925
Noninterest Income/Revenue 12.542 17.219
Balance Sheet Ratios
Loan-to-Deposit 51.991 76.952
Securities/Assets .432 .219
Total Equity/Total Assets .11 .11
Tangible Equity/Tangible Assets .11 .107
Capital Adequacy
Tier 1 Common Capital 22,651 29,354
Tier 1 Capital 22,651 29,354
Tier 2 Capital 1,533 2,092
Total Capital 24,184 31,454
Total Risk Weighted Assets 129,172 190,479
Leverage Ratio 10.85 11.285
Common Equity Tier 1 Capital Ratio 17.54 17.115
Tier 1 Capital Ratio 17.54 17.115
Total Capital Ratio 18.72 18.174

Timeline for First National Bank And Trust

First National London Bankshares Corporation

First National London Bankshares Corporation became a new parent organization for First National Bank And Trust.

View Profile Dec 05 1983

Pnc Bank, Kentucky, Inc.

Pnc Bank, Kentucky, Inc. became a new parent organization for First National Bank And Trust.

View Profile Oct 21 1976

First National Bank And Trust

First National Bank And Trust was established 121 years ago and is currently headquartered in London, KY.

Apr 03 1903
Relationships Role Relationship Start Relationship End
First National London Bankshares Corporation Parent 12/5/1983
Pnc Bank, Kentucky, Inc. Parent 10/21/1976 10/8/1979
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