First Federal Savings And Loan Association Of Valdosta Financial Statements & Health Reports

Active

Vitals

ROAA

.171

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	First Federal Savings And Loan Association Of Valdosta	All Insured Savings Banks in Georgia
Balance Sheet $(000)
Total Assets	168,800	307,758
Total Net Loans	138,281	216,571
Total Deposits	116,032	252,178
Total Equity	28,439	38,396
Profitability
Net Income	284	2,926
Return on Average Assets	.171	.728
Return on Average Equity	1.001	6.766
Net Interest Margin	4.013	3.974
Efficiency Ratio	93.165	81.825
Noninterest Income/Revenue	6.869	35.999
Balance Sheet Ratios
Loan-to-Deposit	119.175	88.337
Securities/Assets	.018	.129
Total Equity/Total Assets	.168	.125
Tangible Equity/Tangible Assets	.168	.116
Capital Adequacy
Tier 1 Common Capital	27,636	36,180
Tier 1 Capital	27,636	36,180
Tier 2 Capital	501	2,309
Total Capital	28,137	38,490
Total Risk Weighted Assets	100,375	211,263
Leverage Ratio	16.63	12.979
Common Equity Tier 1 Capital Ratio	27.53	22.198
Tier 1 Capital Ratio	27.53	22.198
Total Capital Ratio	28.03	23.256

First Federal Savings And Loan Association Of Valdosta was established 89 years ago and is currently headquartered in Valdosta, GA.

Sep 01 1934

Relationships	Role	Relationship Start	Relationship End

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