Vitals
  • Total Assets
    168.4M 4.3 %
  • Total Deposits
    144.6M 3.1 %
  • Total Net Loans
    114.8M 0.4 %
  • Net Income
    470000.0000 73.4 %
  • Book Value
    20.3M -1.1 %
  • Book Value x2
    40.7M -1.1 %
  • Book Value x3
    61.0M -1.1 %
ROAA

.284

ROAE

2.324

Efficiency Ratio

96.868

Net Interest Margin

3.549

Balance Sheet Highlights
Financial Highlights First Federal Bank All Insured Savings Banks in North Carolina
Balance Sheet $(000)
Total Assets 168,380 217,642
Total Net Loans 114,781 144,664
Total Deposits 144,603 171,818
Total Equity 20,336 30,091
Profitability
Net Income 470 1,035
Return on Average Assets .284 .442
Return on Average Equity 2.324 3.23
Net Interest Margin 3.549 3.391
Efficiency Ratio 96.868 81.04
Noninterest Income/Revenue 12.23 11.81
Balance Sheet Ratios
Loan-to-Deposit 79.377 81.903
Securities/Assets .199 .123
Total Equity/Total Assets .121 .138
Tangible Equity/Tangible Assets .121 .138
Capital Adequacy
Tier 1 Common Capital 19,946 30,008
Tier 1 Capital 19,946 30,008
Tier 2 Capital 1,226 1,306
Total Capital 21,172 31,762
Total Risk Weighted Assets 96,831 128,204
Leverage Ratio 12.04 16.044
Common Equity Tier 1 Capital Ratio 20.6 30.451
Tier 1 Capital Ratio 20.6 30.451
Total Capital Ratio 21.86 31.466

Timeline for First Federal Bank

Diversified Growth And Development Corporation

Diversified Growth And Development Corporation became a new subsidiary organization for First Federal Bank.

View Profile Dec 01 2012

First Federal Financial Corporation

First Federal Financial Corporation became a new parent organization for First Federal Bank.

View Profile Jan 25 1988

First Federal Bank

First Federal Bank was established 66 years ago and is currently headquartered in Dunn, NC.

Jan 01 1958
Relationships Role Relationship Start Relationship End
First Federal Financial Corporation Parent 7/21/2011
First Federal Financial Corporation Parent 1/25/1988 7/20/2011
Diversified Growth And Development Corporation Subsidary 12/1/2012
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