Vitals
  • Total Assets
    260.8M 8.8 %
  • Total Deposits
    238.9M 8.2 %
  • Total Net Loans
    199.5M 20.1 %
  • Net Income
    1.7M 5.7 %
  • Book Value
    19.2M 11.3 %
  • Book Value x2
    38.3M 11.3 %
  • Book Value x3
    57.5M 11.3 %
ROAA

1.286

ROAE

17.71

Efficiency Ratio

57.366

Net Interest Margin

4.178

Balance Sheet Highlights
Financial Highlights First Community Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 260,831 261,821
Total Net Loans 199,477 182,683
Total Deposits 238,884 212,204
Total Equity 19,155 25,853
Profitability
Net Income 1,651 3,025
Return on Average Assets 1.286 1.313
Return on Average Equity 17.71 14.581
Net Interest Margin 4.178 4.408
Efficiency Ratio 57.366 68.269
Noninterest Income/Revenue 4.398 8.601
Balance Sheet Ratios
Loan-to-Deposit 83.504 85.346
Securities/Assets .146 .355
Total Equity/Total Assets .073 .099
Tangible Equity/Tangible Assets .073 -.099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,155 24,626
Tier 2 Capital 1,456 2,345
Total Capital 20,611 27,054
Total Risk Weighted Assets 191,857 198,999
Leverage Ratio 7.49 10.936
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.98 14.877
Total Capital Ratio 10.74 16.006

Timeline for First Community Bank

Riverside National Bank Of Florida

First Community Bank was acquired by Riverside National Bank Of Florida 17 years

View Profile Aug 19 2006

First Community Bank Holding Corporation

First Community Bank Holding Corporation became a new parent organization for First Community Bank.

View Profile Sep 20 1996

First Community Bank

First Community Bank was established 36 years ago and is currently headquartered in Debary, FL.

Oct 05 1987
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Riverside National Bank Of Florida Buyer 3,393,818 Acquisition Discontinued 8/19/2006
Relationships Role Relationship Start Relationship End
First Community Bank Holding Corporation Parent 9/20/1996 8/18/2006
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