First Community Bank
Debary, FL — Domestic Branch of a Domestic Bank
Acquired Aug 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Community Bank | All Insured Commercial Banks in Florida |
Interest and Fees on Loans | 7,234 | 6,741 |
Income from Lease Financing Receivables | — | 355 |
42 | 78 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 22 | 37 |
Income on Loans and Leases (TE) | 7,256 | 6,745 |
Investment Interest Income (TE) | 837 | 1,070 |
Total Interest Income (TE) | 8,587 | 8,053 |
Total Interest Expense | 3,447 | 3,032 |
Net Interest Income (TE) | 5,140 | 5,022 |
Non-Interest Income | 395 | 758 |
Adjusted Operating Income (TE) | 5,535 | 5,777 |
Non-interest Expense | 3,175 | 3,521 |
Provision for Loan & Lease Losses | 40 | 374 |
Pretax Operating Income (TE) | 2,320 | 4,395 |
Pretax Net Operating Income (TE) | 2,320 | 4,377 |
Applicable Income Taxes | 647 | 1,740 |
Net Operating Income | 1,651 | 3,024 |
Net Income | 1,651 | 3,025 |
Cash Dividends Declared | 563 | 2,238 |
Retained Earnings | 1,088 | 2,179 |