Vitals
  • Total Assets
    235.4M 2.8 %
  • Total Deposits
    179.9M 2.1 %
  • Total Net Loans
    170.9M 5.4 %
  • Net Income
    2.6M 4.7 %
  • Book Value
    26.5M 6.0 %
  • Book Value x2
    53.1M 6.0 %
  • Book Value x3
    79.6M 6.0 %
ROAA

1.125

ROAE

9.962

Efficiency Ratio

54.921

Net Interest Margin

3.659

Balance Sheet Highlights
Financial Highlights First Commercial Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 235,399 258,416
Total Net Loans 170,900 178,998
Total Deposits 179,943 217,087
Total Equity 26,540 28,107
Profitability
Net Income 2,584 2,724
Return on Average Assets 1.125 1.016
Return on Average Equity 9.962 9.475
Net Interest Margin 3.659 3.745
Efficiency Ratio 54.921 67.758
Noninterest Income/Revenue 8.111 16.937
Balance Sheet Ratios
Loan-to-Deposit 94.975 78.741
Securities/Assets .168 .158
Total Equity/Total Assets .113 .109
Tangible Equity/Tangible Assets .107 .106
Capital Adequacy
Tier 1 Common Capital 25,202 27,011
Tier 1 Capital 25,202 27,012
Tier 2 Capital 2,312 2,220
Total Capital 27,514 29,258
Total Risk Weighted Assets 183,574 195,723
Leverage Ratio 10.96 10.472
Common Equity Tier 1 Capital Ratio 13.73 14.947
Tier 1 Capital Ratio 13.73 14.954
Total Capital Ratio 14.99 16.077

Timeline for First Commercial Bank

First Commercial Bank Of Southeast Missouri

Acquisition: First Commercial Bank acquired a new subsidiary, First Commercial Bank Of Southeast Missouri, 21 years

View Profile Jul 01 2002

Gideon Bancshares Company

Gideon Bancshares Company became a new parent organization for First Commercial Bank.

View Profile Mar 13 1986

First Commercial Bank

First Commercial Bank was established 103 years ago and is currently headquartered in Gideon, MO.

Oct 01 1920
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Commercial Bank Of Southeast Missouri Seller 48,294 Pooling of Interests Discontinued 7/1/2002
Relationships Role Relationship Start Relationship End
Gideon Bancshares Company Parent 3/13/1986
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