Vitals
  • Total Assets
    2.0B -5.5 %
  • Total Deposits
    1.7B 4.6 %
  • Total Net Loans
    1.5B -19.1 %
  • Net Income
    3.0M -28.6 %
  • Book Value
    204.4M -1.7 %
  • Book Value x2
    408.8M -1.7 %
  • Book Value x3
    613.1M -1.7 %
ROAA

.618

ROAE

5.864

Efficiency Ratio

65.41

Net Interest Margin

2.975

Balance Sheet Highlights
Financial Highlights First Commercial Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 2,018,875 225,852
Total Net Loans 1,475,305 140,200
Total Deposits 1,749,732 190,341
Total Equity 204,382 22,144
Profitability
Net Income 2,994 313
Return on Average Assets .618 .529
Return on Average Equity 5.864 4.928
Net Interest Margin 2.975 3.858
Efficiency Ratio 65.41 69.316
Noninterest Income/Revenue 33.043 12.256
Balance Sheet Ratios
Loan-to-Deposit 84.316 71.078
Securities/Assets .097 .432
Total Equity/Total Assets .101 .098
Tangible Equity/Tangible Assets .101 -7.789
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 200,675 21,433
Tier 2 Capital 21,119 1,825
Total Capital 221,794 23,250
Total Risk Weighted Assets 1,672,304 158,477
Leverage Ratio 10.35 10.305
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12 15.354
Total Capital Ratio 13.26 16.491

Timeline for First Commercial Bank

Synovus Bank

First Commercial Bank was acquired by Synovus Bank 13 years

View Profile Jun 01 2010

Synovus Burger-Phillips, Llc

Synovus Burger-Phillips, Llc became a new subsidiary organization for First Commercial Bank.

View Profile Nov 20 2007

Synovus Financial Corp.

Synovus Financial Corp. became a new parent organization for First Commercial Bank.

View Profile Dec 31 2005

Fcb Heritage 1901 Redevelopment, L.L.C.

Fcb Heritage 1901 Redevelopment, L.L.C. became a new subsidiary organization for First Commercial Bank.

View Profile Nov 05 2001

First Holdings, Inc.

First Holdings, Inc. became a new subsidiary organization for First Commercial Bank.

View Profile Sep 24 2001

Want to see more?

Complete timeline for First Commercial Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Synovus Bank Buyer 29,492,165 Pooling of Interests Discontinued 6/1/2010
Birmingham Federal Savings Bank Seller 53,969 Failure 8/7/1993
Cahaba Bank And Trust Seller Charter Retained 4/1/1989
Relationships Role Relationship Start Relationship End
Synovus Financial Corp. Parent 12/31/2005 5/31/2010
Synovus Financial Corp. Of Alabama Parent 12/31/1992 12/30/2005
First Commercial Bancshares, Inc. Parent 9/23/1985 12/30/1992
Synovus Mortgage Corp. Subsidary 6/30/2007 5/31/2010
First Holdings, Inc. Subsidary 6/30/2007 5/31/2010
Fcb Heritage 1901 Redevelopment, L.L.C. Subsidary 11/5/2001 5/31/2010
Synovus Burger-Phillips, Llc Subsidary 11/20/2007 5/31/2010
Synovus Mortgage Corp. Subsidary 4/1/1994 6/29/2007
First Holdings, Inc. Subsidary 9/24/2001 6/29/2007
First Commercial Credit Corporation Subsidary 6/27/1986 7/26/2004
First Commercial Mortgage Corporation Subsidary 5/1/1987 7/26/2004
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