Vitals
  • Total Assets
    45.3M -28.3 %
  • Total Deposits
    33.5M -42.3 %
  • Total Net Loans
    30.0M -2.4 %
  • Net Income
    137000.0000 -76.9 %
  • Book Value
    10.9M 143.9 %
  • Book Value x2
    21.7M 143.9 %
  • Book Value x3
    32.6M 143.9 %
ROAA

1.173

ROAE

9.106

Efficiency Ratio

67.129

Net Interest Margin

5.415

Balance Sheet Highlights
Financial Highlights First Citizens Bank, National Association All Insured Commercial Banks in Montana
Balance Sheet $(000)
Total Assets 45,275 123,306
Total Net Loans 30,023 87,485
Total Deposits 33,532 99,751
Total Equity 10,858 13,452
Profitability
Net Income 137 3,652
Return on Average Assets 1.173 1.671
Return on Average Equity 9.106 16.474
Net Interest Margin 5.415 5.102
Efficiency Ratio 67.129 58.044
Noninterest Income/Revenue 16.461 9.971
Balance Sheet Ratios
Loan-to-Deposit 89.535 80.73
Securities/Assets .384
Total Equity/Total Assets .24 .109
Tangible Equity/Tangible Assets .117 .032
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,278 12,215
Tier 2 Capital 413 1,111
Total Capital 5,691 13,485
Total Risk Weighted Assets 32,899 96,677
Leverage Ratio 15.08 10.418
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.04 14.016
Total Capital Ratio 17.3 15.163

Timeline for First Citizens Bank, National Association

Glacier Bank

First Citizens Bank, National Association was acquired by Glacier Bank 17 years

View Profile Jan 27 2007

Glacier Bancorp, Inc.

Glacier Bancorp, Inc. became a new parent organization for First Citizens Bank, National Association.

View Profile Oct 01 2006

Bank Of Columbia Falls

Acquisition: First Citizens Bank, National Association acquired a new subsidiary, Bank Of Columbia Falls, 37 years

View Profile Jun 02 1986

Citizens Development Company

Citizens Development Company became a new parent organization for First Citizens Bank, National Association.

View Profile Jun 02 1986

First Citizens Bank, National Association

First Citizens Bank, National Association was established 37 years ago and is currently headquartered in Columbia Falls, MT.

May 30 1986
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Glacier Bank Buyer 9,297,497 Pooling of Interests Discontinued 1/27/2007
Bank Of Columbia Falls Seller 41,470 Failure 6/2/1986
Relationships Role Relationship Start Relationship End
Glacier Bancorp, Inc. Parent 12/27/2006 1/26/2007
Glacier Bancorp, Inc. Parent 10/1/2006 12/26/2006
Citizens Development Company Parent 12/31/1989 9/30/2006
Citizens Development Company Parent 6/2/1986 12/30/1989
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