First Citizens Bank, National Association
Columbia Falls, MT — National Bank
Acquired Jan 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Citizens Bank, National Association | All Insured Commercial Banks in Montana |
Interest and Fees on Loans | 707 | 6,779 |
Income from Lease Financing Receivables | — | 122 |
— | 117 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 59 |
Income on Loans and Leases (TE) | 707 | 6,792 |
Investment Interest Income (TE) | 2 | 1,877 |
Total Interest Income (TE) | 746 | 7,894 |
Total Interest Expense | 172 | 2,623 |
Net Interest Income (TE) | 574 | 5,272 |
Non-Interest Income | 147 | 874 |
Adjusted Operating Income (TE) | 721 | 6,167 |
Non-interest Expense | 484 | 3,439 |
Provision for Loan & Lease Losses | — | 473 |
Pretax Operating Income (TE) | 237 | 5,015 |
Pretax Net Operating Income (TE) | 237 | 5,002 |
Applicable Income Taxes | 100 | 1,710 |
Net Operating Income | 137 | 3,651 |
Net Income | 137 | 3,652 |
Cash Dividends Declared | — | 2,051 |
Retained Earnings | 137 | 2,015 |