Vitals
  • Total Assets
    404.0M -0.5 %
  • Total Deposits
    347.4M -1.0 %
  • Total Net Loans
    225.4M -2.3 %
  • Net Income
    -708000.0000 -128.9 %
  • Book Value
    44.8M 1.8 %
  • Book Value x2
    89.6M 1.8 %
  • Book Value x3
    134.4M 1.8 %
ROAA

-.173

ROAE

-1.585

Efficiency Ratio

104.99

Net Interest Margin

3.228

Balance Sheet Highlights
Financial Highlights First Century Bank, Inc. All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 404,000 360,672
Total Net Loans 225,374 251,469
Total Deposits 347,441 299,214
Total Equity 44,802 38,258
Profitability
Net Income -708 3,285
Return on Average Assets -.173 .706
Return on Average Equity -1.585 6.418
Net Interest Margin 3.228 3.744
Efficiency Ratio 104.99 72.606
Noninterest Income/Revenue 27.779 20.548
Balance Sheet Ratios
Loan-to-Deposit 64.867 76.49
Securities/Assets .258 .175
Total Equity/Total Assets .111 .106
Tangible Equity/Tangible Assets .098 .096
Capital Adequacy
Tier 1 Common Capital 41,631 35,874
Tier 1 Capital 41,631 36,036
Tier 2 Capital 2,511 2,393
Total Capital 44,142 38,423
Total Risk Weighted Assets 235,860 244,928
Leverage Ratio 10.26 10.924
Common Equity Tier 1 Capital Ratio 17.65 18.341
Tier 1 Capital Ratio 17.65 18.347
Total Capital Ratio 18.72 19.449

Timeline for First Century Bank, Inc.

First Century Bank

Acquisition: First Century Bank, Inc. acquired a new subsidiary, First Century Bank, 25 years

View Profile May 08 1999

First Century Financial Services Corporation

First Century Financial Services Corporation became a new subsidiary organization for First Century Bank, Inc..

View Profile May 08 1999

The Bank Of Oceana

Acquisition: First Century Bank, Inc. acquired a new subsidiary, The Bank Of Oceana, 29 years

View Profile Nov 28 1994

First Century Bankshares, Inc.

First Century Bankshares, Inc. became a new parent organization for First Century Bank, Inc..

View Profile Mar 01 1984

First Century Bank, Inc.

First Century Bank, Inc. was established 132 years ago and is currently headquartered in Bluefield, WV.

Oct 09 1891
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Century Bank Seller 39,148 Pooling of Interests Discontinued 5/8/1999
The Bank Of Oceana Seller 43,907 Discontinued 11/28/1994
Relationships Role Relationship Start Relationship End
First Century Bankshares, Inc. Parent 3/1/1984
First Century Financial Services Corporation Subsidary 5/8/1999 6/8/1999
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