Vitals
  • Total Assets
    421.2M 12.3 %
  • Total Deposits
    278.0M 3.9 %
  • Total Net Loans
    294.8M 26.9 %
  • Net Income
    3.0M -9.4 %
  • Book Value
    35.7M 5.7 %
  • Book Value x2
    71.4M 5.7 %
  • Book Value x3
    107.0M 5.7 %
ROAA

.784

ROAE

8.875

Efficiency Ratio

76.987

Net Interest Margin

4.031

Balance Sheet Highlights
Financial Highlights Fnbc Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 421,173 318,289
Total Net Loans 294,807 216,383
Total Deposits 278,042 263,403
Total Equity 35,675 35,927
Profitability
Net Income 3,021 3,504
Return on Average Assets .784 .978
Return on Average Equity 8.875 8.333
Net Interest Margin 4.031 3.942
Efficiency Ratio 76.987 67.5
Noninterest Income/Revenue 13.491 22.229
Balance Sheet Ratios
Loan-to-Deposit 106.03 73.916
Securities/Assets .218 .179
Total Equity/Total Assets .085 .113
Tangible Equity/Tangible Assets .085 .105
Capital Adequacy
Tier 1 Common Capital 39,808 33,826
Tier 1 Capital 39,808 33,832
Tier 2 Capital 3,987 2,662
Total Capital 43,795 36,492
Total Risk Weighted Assets 318,347 231,187
Leverage Ratio 9.75 10.961
Common Equity Tier 1 Capital Ratio 12.5 16.798
Tier 1 Capital Ratio 12.5 16.813
Total Capital Ratio 13.76 17.973

Timeline for Fnbc Bank

Hardy Insurance

Hardy Insurance became a new subsidiary organization for Fnbc Bank.

View Profile May 26 1999

Fnbc Bancorp Inc

Fnbc Bancorp Inc became a new parent organization for Fnbc Bank.

View Profile Mar 26 1984

Fnbc Bank

Fnbc Bank was established 112 years ago and is currently headquartered in Ash Flat, AR.

Jan 01 1912
Relationships Role Relationship Start Relationship End
Fnbc Bancorp Inc Parent 3/26/1984
Hardy Insurance Subsidary 5/26/1999 12/30/2005
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