First Century Bank, Inc.
Bluefield, WV — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Century Bank, Inc. | All Insured Commercial Banks in West Virginia |
Interest and Fees on Loans | 11,122 | 11,666 |
Income from Lease Financing Receivables | — | 1 |
6 | 100 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 47 |
Income on Loans and Leases (TE) | 11,122 | 11,724 |
Investment Interest Income (TE) | 2,001 | 1,523 |
Total Interest Income (TE) | 13,340 | 13,460 |
Total Interest Expense | 1,096 | 1,601 |
Net Interest Income (TE) | 12,244 | 11,860 |
Non-Interest Income | 5,131 | 3,481 |
Adjusted Operating Income (TE) | 17,375 | 15,431 |
Non-interest Expense | 18,242 | 10,280 |
Provision for Loan & Lease Losses | 701 | 502 |
Pretax Operating Income (TE) | -1,568 | 4,739 |
Pretax Net Operating Income (TE) | -1,522 | 4,910 |
Applicable Income Taxes | -814 | 1,424 |
Net Operating Income | -708 | 3,265 |
Net Income | -708 | 3,285 |
Cash Dividends Declared | 2,000 | 1,194 |
Retained Earnings | -2,708 | 1,335 |