Vitals
  • Total Assets
    100.7M 7.1 %
  • Total Deposits
    86.6M 8.9 %
  • Total Net Loans
    65.6M 4.1 %
  • Net Income
    292000.0000 10.6 %
  • Book Value
    11.0M 9.6 %
  • Book Value x2
    22.1M 9.6 %
  • Book Value x3
    33.1M 9.6 %
ROAA

1.137

ROAE

10.683

Efficiency Ratio

66.075

Net Interest Margin

4.596

Balance Sheet Highlights
Financial Highlights First Brandon National Bank All Insured Commercial Banks in Vermont
Balance Sheet $(000)
Total Assets 100,686 503,326
Total Net Loans 65,585 351,750
Total Deposits 86,571 425,387
Total Equity 11,031 41,640
Profitability
Net Income 292 1,689
Return on Average Assets 1.137 .868
Return on Average Equity 10.683 9.633
Net Interest Margin 4.596 4.352
Efficiency Ratio 66.075 76.952
Noninterest Income/Revenue 10.268 16.263
Balance Sheet Ratios
Loan-to-Deposit 75.759 87.012
Securities/Assets .18 .205
Total Equity/Total Assets .11 .083
Tangible Equity/Tangible Assets .11 .067
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,111 42,110
Tier 2 Capital 604 4,144
Total Capital 11,715 46,254
Total Risk Weighted Assets 55,820 362,241
Leverage Ratio 10.82 9.589
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.91 13.939
Total Capital Ratio 20.99 15.069

Timeline for First Brandon National Bank

Lake Sunapee Bank, Fsb

First Brandon National Bank was acquired by Lake Sunapee Bank, Fsb 16 years

View Profile Jun 02 2007

First Brandon Financial Corporation

First Brandon Financial Corporation became a new parent organization for First Brandon National Bank.

View Profile Sep 30 2005

First Brandon National Bank

First Brandon National Bank was established 161 years ago and is currently headquartered in Brandon, VT.

Jan 01 1863
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Lake Sunapee Bank, Fsb Buyer 1,583,444 Discontinued 6/2/2007
Relationships Role Relationship Start Relationship End
First Brandon Financial Corporation Parent 9/30/2005 6/1/2007
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